1406 Laurel Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 1406 Laurel Ave, Chesapeake, VA 23325

Property Summary

Property TypeExempt (Full or Partial)
Details4 bd · 2.5 ba · 2,146 sqft · built 2017
Lot Size0.172 acres (7,492 sqft)
OwnerIndividual Name on Record
Last Sale$274,900 (May 2017)
Tax Bill$2,568 (2022)
Deeds & MortgagesMar 2021 Refinance
Feb 2021 Refinance
+ 2 more
APN0201001006970

Property Details

APN / Parcel Number

Primary APN0201001006970

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,146 sqft Total Area
1st Floor Area866 sqft
Upper Floors Area866 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialAluminum/Vinyl
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,492 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area94 sqft
Patio Area78 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1406 LAUREL AVE
CityCHESAPEAKE
StateVA
Zip23325-3922
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Local Zoning CodeR6: RESIDE
Legal Description4 BLK 53 N HGLDS SUB 1
Legal SubdivisionNORFOLK HIGHLANDS A & B & WHOLE MAP 20
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2003
Census Tract20003

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1406 LAUREL AVE, CHESAPEAKE, VA 23325-3922
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Feb 10, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORPORATION
Jul 3, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
May 3, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 3, 2017 · Amount on Record
Deed SaleMay 3, 2017 · Amount on Record
Deed Document Number201711975
Deed Book / Page9783 / 1325
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1406 LAUREL AVE, CHESAPEAKE, VA 23325-3922
Transaction TypeMortgage
Record UpdatedSep 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010342/792
DateMar 31, 2021
Book Page10342/792
Instrument210014751
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term315 Months
DueJun 1, 2047
Interest
Rate TypeFixed Rate

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1406 LAUREL AVE, CHESAPEAKE, VA 23325-3922
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010310/478
DateFeb 10, 2021
Book Page10310/478
Instrument210006662
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 1, 2051
Interest
Rate TypeFixed Rate

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address1406 LAUREL AVE, CHESAPEAKE, VA 23325-3922
Transaction TypeMortgage
Record UpdatedSep 22, 2023
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010029/472
DateJul 3, 2019
Book Page10029/472
Instrument190016637
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term334 Months
DueMay 1, 2047
Interest
Rate TypeFixed Rate

May 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 3, 2017
Property Address1406 LAUREL AVE, CHESAPEAKE, VA 23325-3922
Document Number09783/1325
Book / Page9783 / 1325
Instrument DateApr 28, 2017
Instrument170011975
Transaction TypeSubdivision Related Transfer
Record UpdatedSep 22, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 LAUREL AVE, CHESAPEAKE, VA 23325-3922

Mortgage

Document Number0170011976
DateMay 3, 2017
Instrument170011976
Lender
NamePACIFIC UNION FINANCIAL LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$435,200 (+18.49%) Land $125,000 Building $310,200$435,200 (+18.49%) Land $125,000 Building $310,200
2023$367,300 (+8.32%) Land $100,000 Building $267,300$367,300 (+8.32%) Land $100,000 Building $267,300
2022$2,568.00 (-12.44%)$339,100 Land $95,000 Building $244,100$339,100 Land $95,000 Building $244,100
2019$2,933.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims3 (2016–2018)
Claims Outside the SFHA3 of 3
Most Recent ClaimJul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 613 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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