DeSoto County property record for 1406 Koby Ln, Hernando, MS 38632 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,448 sqft · built 2010 |
| Lot Size | 0.487 acres (21,203 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $292,600 (Feb 2026) |
| Tax Bill | $2,410 (2025) |
| Deeds & Mortgages | Feb 2026 Mortgage Feb 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-17-20-0-00054-00 |
| Primary APN | 3-07-4-17-20-0-00054-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,448 sqft Adjusted Area |
| 1st Floor Area | 1,681 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Roof Material | Shingle |
| Lot Area | 21,203 sqft (0.487 acres) |
| Lot Dimensions | 159 ft deep x 123 ft wide |
| Patio Area | 422 sqft |
| Street Address | 1406 KOBY LN |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-6041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEES SUMMIT 1ST ADD LOT 54 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 17 |
| Legal Subdivision | LEES SUMMIT 1ST ADD |
| Legal Lot Number | 54 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 71001 |
Source: DeSoto County records · APN 3-07-4-17-20-0-00054-00
Assessment roll updated December 15, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 KOBY LN, HERNANDO, MS 38632-6041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Feb 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 19, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2026 · Amount on Record |
| Deed Sale | Feb 19, 2026 · Amount on Record |
| Prior Sale | Nov 29, 2016 |
| Deed Document Number | 2026 |
| Deed Book / Page | 1026 / 2663 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 1406 KOBY LN, HERNANDO, MS 38632-6041 |
| Transaction Type | Mortgage |
| Record Updated | Mar 04, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3861 ADAMS AVE, SOUTH OGDEN, UT 84403-1725 |
| Document Number | 5663/16932 |
|---|---|
| Date | Feb 19, 2026 |
| Book Page | 5663/16932 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Feb 19, 2026 |
| Property Address | 1406 KOBY LN, HERNANDO, MS 38632-6041 |
| Document Number | 01026/2663 |
| Book / Page | 1026 / 2663 |
| Map Reference | MB 99 PG 37 |
| Instrument Date | Feb 19, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 01, 2026 |
| Title Company | MAGNOLIA TITLE LCC, MAGNOLIA TITLE LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 229 SHELLEY RD, COLUMBUS, MS 39705-5374 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1406 KOBY LN, HERNANDO, MS 38632-6041 |
| Document Number | 0566316932 |
|---|---|
| Date | Feb 19, 2026 |
| Instrument | 5663/16932 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2056 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,410.00 (+18.49%) | $23,265 (+38.24%) Land $2,500 Building $20,765 | $232,651 (+38.24%) Land $25,000 Building $207,651 |
| 2023 | $2,034.00 | $16,829 | $168,293 Land $25,000 Building $143,293 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 47% of the US · above 46% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 962 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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