1406 Janis Rd, Cloquet, MN 55720 Property Records

Carlton County property record for 1406 Janis Rd, Cloquet, MN 55720

Property Summary

Property Type	Single Family Home
Lot Size	0.286 acres (12,496 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,634 (2026)
Deeds & Mortgages	Oct 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-600-0040`

Property Details

APN / Parcel Number

Primary APN	`06-600-0040`
Alternative APN	`6539`

Exterior

Lot Area	12,496 sqft (0.286 acres)

Location & Zoning

Account Number	6539
Street Address	1406 JANIS RD
City	CLOQUET
State	MN
Zip	55720-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BOTTILAS 1957 SUBD OF OUTLOT A
Legal Subdivision	BOTTILAS 1957 SUBD
Legal Lot Number	2
Jurisdiction	CARLTON MN
Township / Civil Division	CLOQUET
Census Block Group	2
Census Block	2015
Census Tract	70200

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 JANIS RD, CLOQUET, MN 55720-2912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARLTON MN
Recording Date	Oct 7, 2026
Property Address	1406 JANIS RD, CLOQUET, MN 55720-2912
Document Number	0000043663
Instrument Date	Sep 30, 2026
Instrument	202643663
Transaction Type	Mortgage
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000043663,
Date	Oct 7, 2026
Instrument	202643663

Lender

Name	AFFINITY PLUS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 20, 2036

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Carlton County
Municipality	Cloquet City
Unified School District	Cloquet Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,634.00 (+5.56%) Homeowner's exemption
2025		$328,200 (+4.12%) Land $24,100 Building $304,100	$328,200 (+4.12%) Land $24,100 Building $304,100
2024	$4,390.00 Homeowner's exemption	$315,200 (+3.62%) Land $24,100 Building $291,100	$315,200 (+3.62%) Land $24,100 Building $291,100
2023	$4,390.00 Homeowner's exemption	$304,200 (-) Land $24,100 Building $280,100	$304,200 (-) Land $24,100 Building $280,100
2022		$304,200 Land $24,100 Building $280,100	$304,200 Land $24,100 Building $280,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50

May also be available: Airfiber.

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