1406 Hammerhill Rd, Athens, TN 37303 Property Records

McMinn County property record for 1406 Hammerhill Rd, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,292 sqft · built 1980
Lot Size	0.57 acres (24,829 sqft)
Owner	2 Individual Names on Record
Tax Bill	$747 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2024 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`054047M C 02900`

Property Details

APN / Parcel Number

Primary APN	`054047M C 02900`
Alternative APNs	`047M C 02900 00001047M` `047M C 02900`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,292 sqft Living Area
1st Floor Area	1,292 sqft
Basement Area	572 sqft
Finished Basement	572 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1993
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	24,829 sqft (0.57 acres)
Lot Dimensions	250 ft deep x 100 ft wide
Terrain	High

Exterior Amenities

Deck Area	192 sqft
Patio Area	320 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1406 HAMMERHILL RD
City	ATHENS
State	TN
Zip	37303-2304
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01 01 054B A 045O 01702 000, COUNTY AREA: D01
Jurisdiction	MCMINN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1015
Census Tract	970300

Owner

Source: McMinn County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 HAMMERHILL RD, ATHENS, TN 37303-2304
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2024	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Aug 16, 2024	Intrafamily Transfer, Transfer
Mar 8, 2018	Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 7, 1983
Deed Sale	Sep 7, 1983
Prior Sale	Jul 6, 1979
Deed Book / Page	9T / 442
Last Transfer Date	Aug 16, 2024
Transfer Doc	000024G620
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1406 HAMMERHILL RD, ATHENS, TN 37303-2304
Transaction Type	Mortgage
Record Updated	Feb 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 HAMMERHILL RD, ATHENS, TN 37303-2304

Mortgage

Document Number	0000134218
Date	Apr 15, 2024
Book Page	1342/18
Instrument	254453

Lender

Name	REGIONS BANK
Type	Bank
Address	2050 PARKWAY OFFICE CIR, HOOVER, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2044

Interest

Change Frequency	Monthly

August 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCMINN TN
Recording Date	Aug 16, 2024
Property Address	1406 HAMMERHILL RD, ATHENS, TN 37303-2304
Document Number	000024G620
Book / Page	24G / 620
Instrument Date	Aug 16, 2024
Instrument	257683
Transaction Type	Transfer
Record Updated	Feb 5, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	1406 HAMMERHILL RD, ATHENS, TN 37303-2304
Document Number	1138703
Instrument Date	Mar 8, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1406 HAMMERHILL RD ATHENS TN 373032304, ATHENS, TN 37303-2304

Mortgage

Document Number	1138703
Date	Mar 22, 2018
Book Page	001138/000703
Instrument	196438

Lender

Name	REGIONS BK/FAYETTE
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 21, 2028

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$747.00	$35,725 (-) Land $3,500 Building $32,225
2024	$747.00	$35,725 (-) Land $3,500 Building $32,225
2023	$747.00 (+11.83%)	$35,725 (+54.65%) Land $3,500 Building $32,225	$142,900 (+54.65%) Land $14,000 Building $128,900
2022	$668.00	$23,100 Land $3,500 Building $19,600	$92,400 Land $14,000 Building $78,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Spectrum, Verizon.

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