1406 Florida Ave, Ames, IA 50014 Property Records

Story County property record for 1406 Florida Ave, Ames, IA 50014

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 965 sqft · built 1965
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on File
Last Sale	$106,000 (May 2011)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2024 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-31-479-030`

Property Details

APN / Parcel Number

Primary APN	`05-31-479-030`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	965 sqft Living Area
1st Floor Area	828 sqft
Basement Area	828 sqft
Finished Basement	641 sqft
Unfinished Basement	187 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	42 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1406 FLORIDA AVE
City	AMES
State	IA
Zip	50014-3721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RH
Legal Description	ONTARIO O T LOT 7 & ALLEY ADJ ON E & 10' ADJ ON W BLK 2
Legal Range	24W
Legal Township	84N
Legal Section	31
Legal Subdivision	ONTARIO ORIGINAL TOWN
Legal Block	2
Legal Lot Number	7
Jurisdiction	STORY IA
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4020
Census Tract	600

Owner

1406 Florida Ave is owned and occupied by an individual who bought it in May 2011.

Source: Story County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1406 FLORIDA AVE, AMES, IA 50014-3721
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Deed of Trust, Mortgage · Line of Credit GREATER IOWA CREDIT UNION
Feb 12, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER IOWA CU
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREATER IOWA CREDIT UNION
Jul 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage GREENSTATE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2011 · Amount on File
Deed Sale	May 19, 2011 · Amount on File
Deed Document Number	20114640
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Recording Date	Jul 13, 2026
Property Address	1406 FLORIDA AVE, AMES, IA 50014-3721
Document Number	0000006192
Instrument Date	Jul 7, 2026
Instrument	20266192
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 FLORIDA AVE, AMES, IA 50014-3721

Mortgage

Document Number	0000006192,
Date	Jul 13, 2026
Instrument	20266192

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 11, 2041

Interest

Rate	5.84%
Max Rate	-1%

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1406 FLORIDA AVE, AMES, IA 50014-3721
Transaction Type	Mortgage
Record Updated	Mar 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 FLORIDA AVE, AMES, IA 50014-3721

Mortgage

Document Number	0202400780
Date	Feb 12, 2024
Instrument	2024-00780

Lender

Name	GREATER IOWA CU
Type	Credit Union
Address	AMES, IA 50010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Feb 12, 2034

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1406 FLORIDA AVE, AMES, IA 50014-3721
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201911469
Date	Dec 2, 2019
Instrument	2019-11469

Lender

Name	GREATER IOWA CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	49 Months
Due	Jan 1, 2024

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	1406 FLORIDA AVE, AMES, IA 50014-3721
Transaction Type	Mortgage
Record Updated	Oct 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202206590
Date	Jul 6, 2022
Instrument	2022-06590

Lender

Name	GREENSTATE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jul 19, 2032

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Florida Ave was $2,928, up 13.1% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Ames City
County	Story County
Unified School District	Ames Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (+13.05%)	$212,900 Land $54,600 Building $158,300	$212,900 Land $54,600 Building $158,300
2024	$2,590.00
2023		$178,500 Land $30,100 Building $148,400	$178,500 Land $30,100 Building $148,400
2022	$2,024.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Florida Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1406 Florida Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ICS Advanced Technologies.

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