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1406 Emerson Ave, Cape May, NJ 08204 Property Records

Cape May County and Lower Township property record for 1406 Emerson Ave, Cape May, NJ 08204

Property Summary

Property TypeExempt (Full or Partial)
Details1,286 sqft · built 1963
Lot Size0.149 acres (6,499 sqft)
Owner2 Individual Names on Record
Last Sale$82,500 (Aug 1991)
Tax Bill$5,177 (2024)
Deeds & MortgagesAug 2021 Refinance
Jan 2021 Transfer
APN05-00566-0000-00008

Property Details

APN / Parcel Number

Primary APN05-00566-0000-00008
Alternative APN
  • 050056600008

Interior

Stories1 Story
Building Area1,286 sqft Living Area

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleRanch
Construction TypeFrame
Lot Area6,499 sqft (0.149 acres)
Lot Dimensions100 ft deep x 65 ft wide
Garage TypeAttached
Parking Spaces1 Parking Space

Location & Zoning

Street Address1406 EMERSON AVE
CityCAPE MAY
StateNJ
Zip08204-2111
Property CategoryOther
Property TypeOther > Exempt (Full or Partial)
Legal SubdivisionNORTH CAPE MAY DEV CORP
Legal Block566
Legal Lot Number8
JurisdictionCAPE MAY NJ
Township / Civil DivisionLOWER
Census Block Group1
Census Block1020
Census Tract21806

Owner

Source: Cape May County and Lower Township records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address1406 EMERSON AVE, CAPE MAY, NJ 08204-2111
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ROCKET MORTGAGE
Jan 27, 2021Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 8, 1991 · Amount on Record
Deed SaleAug 8, 1991 · Amount on Record
Deed Book / Page2175 / 188
Last Transfer DateJan 7, 2021
Transfer Doc0039610377
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address1406 EMERSON AVE, CAPE MAY, NJ 08204-2111
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyCOMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000038031
DateAug 17, 2021
Book Page6443/720
Instrument2021038031
Lender
NameROCKET MORTGAGE
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

January 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCAPE MAY NJ
Recording DateJan 27, 2021
Property Address1406 EMERSON AVE, CAPE MAY, NJ 08204-2111
Document Number0039610377
Book / Page003961 / 000377
Instrument DateJan 7, 2021
Instrument4314
Transaction TypeTransfer
Record UpdatedFeb 5, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6818 MONTANA ST CAMP LEJEUNE NC 285472558, CAMP LEJEUNE, NC 28547-2558

Tax Assessment & Valuation

Source: Cape May County and Lower Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionLower Township
Secondary School DistrictLower Cape May Regional School District (07 - 12)
Elementary School DistrictLower Township School District (KG - 06)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$344,500 (-) Land $160,000 Building $184,500$344,500 (-) Land $160,000 Building $184,500
2025$344,500 (+34.94%) Land $160,000 Building $184,500$344,500 (+34.94%) Land $160,000 Building $184,500
2024$5,177.00 (+4.65%)
2023$255,300 Land $160,000 Building $95,300$255,300 Land $160,000 Building $95,300
2022$4,947.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot included in the FIRM
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 38 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies38 in force
Nearby Flood Claims4 (1985–2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimMar 2024 · rainfall accumulation
Claims by Event
  • Hurricane Gloria, Sep 1985 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOWER TWP MUA
serves 12,416 people · EPA ID NJ0505002
Water SourceGroundwater
Last State InspectionSep 2025
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880
AT&T
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20

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