1406 E Encino Ave, Pharr, TX 78577 Property Records

Hidalgo County property record for 1406 E Encino Ave, Pharr, TX 78577

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,205 sqft · built 2022
Lot Size	0.156 acres (6,797 sqft)
Owner	2 Individual Names on Record
Last Sale	$242,967 (May 2023)
Tax Bill	$4,902 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2023 Mortgage + 1 more
APN	`E596500000004400`

Property Details

APN / Parcel Number

Primary APN	`E596500000004400`
Alternative APN	`1378665`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,205 sqft Living Area
Gross Area	1,685 sqft
1st Floor Area	1,205 sqft
Flooring	Tile

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,797 sqft (0.156 acres)
Lot Dimensions	120 ft deep x 57 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	80 sqft
Patio Area	54 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1406 E ENCINO AVE
City	PHARR
State	TX
Zip	78577-2932
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ENCINO RIDGE LOT 44
Legal Subdivision	ENCINO RIDGE - SPA
Legal Block	1
Legal Lot Number	44
Jurisdiction	HIDALGO TX
Township / Civil Division	MCALLEN-PHARR
Census Block Group	1
Census Block	1009
Census Tract	21706

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Louisiana-Rio Grande Canal Company Irrigation System listed 1995 · 3 contributing resources · NRIS 95001284

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hidalgo County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 E ENCINO AVE, PHARR, TX 78577-2932
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2026	Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPMEN
May 5, 2023	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Aug 16, 2022	Vendor's Lien, Transfer · Commercial Mortgage PLAINSCAPITAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023 · Amount on Record
Deed Sale	May 5, 2023 · Amount on Record
Deed Document Number	20233445112
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HIDALGO TX
Recording Date	Jun 3, 2026
Property Address	1406 E ENCINO AVE, PHARR, TX 78577-2932
Document Number	0003757775
Instrument Date	May 6, 2026
Instrument	20263757775
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 E ENCINO AVE, PHARR, TX 78577-2932

Mortgage

Document Number	0003757775,
Date	Jun 3, 2026
Instrument	20263757775

Lender

Name	SECRETARY OF HOUSING AND URBAN DEVELOPMEN

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Jun 1, 2053

Interest

Rate	6.37%
Max Rate	-1%

May 2023: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	May 5, 2023
Property Address	1406 E ENCINO AVE, PHARR, TX 78577-2932
Document Number	0003445112
Map Reference	DOC 3289602
Instrument Date	May 2, 2023
Instrument	3445112
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 20, 2024
Title Company	SAN JACINTO TITLE SVCS-MCALLEN, SAN JACINTO TTL SVCS MCALLEN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1406 E ENCINO AVE, PHARR, TX 78577-2932

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3619 W FAITH HILL ST APT 2, 2, EDINBURG, TX 78541-2177

Mortgage

Document Number	0003445113
Date	May 5, 2023
Instrument	3445113

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HIDALGO TX
Recording Date	Aug 16, 2022
Property Address	1406 E ENCINO AVE, PHARR, TX 78577-2932
Document Number	0003371624
Map Reference	DOC 3289602
Instrument Date	Aug 5, 2022
Instrument	3371624
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	LANDTITLE TEXAS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3419 W ALBERTA RD, EDINBURG, TX 78539-8465

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3043 W ALBERTA RD, EDINBURG, TX 78539-3118

Mortgage

Document Number	0003371625
Date	Aug 16, 2022
Instrument	3371625

Lender

Name	PLAINSCAPITAL BANK
Type	Bank
Address	MCALLEN, TX 78504
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	15 Months
Due	Nov 5, 2023

Tax Assessment & Valuation

Source: Hidalgo County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Hidalgo County
Municipality	Pharr City
Unified School District	Pharr-San Juan-Alamo Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,902.00 (+3.46%) Homeowner's exemption	$236,102 (+17.73%)	$256,258 (+27.78%) Land $68,988 Building $187,270
2024	$4,738.00 (-11.83%)
2023	$5,374.00 (-4.45%)	$200,541 Land $63,210 Building $137,331	$200,541 Land $63,210 Building $137,331
2022	$5,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2020 · Hurricane Hanna

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHARR serves 79,715 people · EPA ID TX1080009
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
TWIN Fixed Wireless	400 / 100
VTX Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet, Smartcom Telephone.

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