1406 E 6th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1406 E 6th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	743 sqft · built 1941
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$40,000 (Jan 2024)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1122179010`

Property Details

APN / Parcel Number

Primary APN	`1122179010`
Alternative APNs	`117321` `25840`

Interior

Building Area	743 sqft Building Perimeter
Basement Area	743 sqft
Unfinished Basement	743 sqft

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Lot Area	3,800 sqft (0.087 acres)
Lot Dimensions	50 ft deep x 75.5 ft wide
Garage Area	216 sqft

Location & Zoning

Account Number	117321
Street Address	1406 E 6TH ST
City	STERLING
State	IL
Zip	61081-2705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST OF BROADWAY LOT 6 (EX W 65 1/2') BLK 6 57400X
Legal Subdivision	EAST OF BROADWAY
Legal Block	6
Legal Lot Number	6
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	4
Census Block	4010
Census Tract	1200

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	219 W 1ST ST, SPRING VALLEY, IL 61362-1301
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Warranty Deed, Transfer · Conventional Mortgage SAUK VALLEY BANK & TRUST CO
Oct 23, 2019	Warranty Deed, Transfer · Conventional Mortgage US BK
Jan 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BK/IL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 11, 2024 · Amount on Record
Deed Sale	Jan 11, 2024 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Document Number	2024162
Record Updated	Sep 20, 2026

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jan 11, 2024
Property Address	1406 E 6TH ST, STERLING, IL 61081-2705
Document Number	0000000162
Instrument Date	Jan 8, 2024
Instrument	2024-00162
Transaction Type	Transfer
Record Updated	Jan 30, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	219 W 1ST ST, SPRING VALLEY, IL 61362-1301

Mortgage

Document Number	0000000163
Date	Jan 11, 2024
Instrument	2024-00163

Lender

Name	SAUK VALLEY BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Oct 23, 2019
Property Address	1406 E 6TH ST, STERLING, IL 61081-2705
Document Number	0000005854
Instrument Date	Oct 18, 2019
Instrument	5854
Transaction Type	Transfer
Record Updated	Nov 5, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$57.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1106 HOLLAND DR ROCK FALLS IL 610712108, ROCK FALLS, IL 61071-2108

Mortgage

Document Number	5855
Date	Oct 23, 2019
Instrument	5855

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 22, 2034

Interest

Rate	4.37%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1406 E 6TH ST, STERLING, IL 61081-2705
Document Number	0000000594
Instrument Date	Jan 23, 2017
Transaction Type	Mortgage
Record Updated	Feb 20, 2017
Title Company	HB WILKINSON TITLE COMPANY, HB WILKINSON TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 E 6TH ST STERLING IL 610812705, STERLING, IL 61081-2705

Mortgage

Document Number	0000000594
Date	Jan 30, 2017
Instrument	594

Lender

Name	CENTRAL BK/IL
Type	Bank
Address	PRINCETON, IL 61356

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 29, 2032

Interest

Rate Type	Fixed Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,058.00 (-28.66%)	$16,421 (+18.29%) Land $2,921 Building $13,500
2024			$49,263 (+18.29%) Land $8,763 Building $40,500
2022	$1,483.00	$13,882 Land $2,469 Building $11,413	$41,646 Land $7,407 Building $34,239

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 527 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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