1406 E 3rd St, Dayton, OH 45403 Property Records

Montgomery County property record for 1406 E 3rd St, Dayton, OH 45403

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 2 ba · 6,450 sqft · built 1900
Lot Size	0.128 acres (5,580 sqft)
Owner	Company Name on File
Last Sale	$765,000 (Dec 2022)
Tax Bill	$1,695 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R72 01205 0003`

Property Details

APN / Parcel Number

Primary APN	`R72 01205 0003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	6,450 sqft Total Area
1st Floor Area	3,806 sqft
2nd Floor Area	1,286 sqft
Basement Area	1,358 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1955
Exterior Material	Concrete Block
Construction Type	Frame
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,580 sqft (0.128 acres)
Lot Dimensions	165 ft deep x 36 ft wide
Porch	Open Porch
Porch Area	150 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1406 E 3RD ST
City	DAYTON
State	OH
Zip	45403-1845
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	22253
Legal Subdivision	CITY/DAYTON REV
Legal Lot Number	3
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2000
Census Tract	1900

Owner

Source: Montgomery County records · APN R72 01205 0003

Assessment roll updated January 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	3445 WELLINGTON DR, DAYTON, OH 45410-3140
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 16, 2022 · Amount on Record
Deed Sale	Dec 16, 2022 · Amount on Record
Prior Sale	Dec 11, 2002 · Amount on Record
Deed Document Number	202200077154
Record Updated	Jun 08, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 16, 2022
Property Address	1406 E 3RD ST, DAYTON, OH 45403-1845
Document Number	0000077154
Instrument Date	Nov 30, 2022
Instrument	202200077154
Transaction Type	Transfer
Record Updated	Jan 27, 2023
Title Company	LANDMARK TTL AGCY SOUTH INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	255 N MAIN ST, DAYTON, OH 45402-1296

Mortgage

Document Number	0000077155
Date	Dec 16, 2022
Instrument	202200077155

Lender

Name	UNION SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated January 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,695.00 (-41%)	$30,030 (-) Land $3,870 Building $26,160
2023	$2,873.00 (-6.11%)	$30,030 (+10.04%) Land $3,870 Building $26,160	$85,790 (+10.02%) Land $11,050 Building $74,740
2022	$3,060.00	$27,290 Land $3,510 Building $23,780
2020			$77,980 Land $10,040 Building $67,940

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 21, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic District	Within the Huffman Historic District listed 1982 · 663 contributing resources · NRIS 82003618

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile USA.

Based on FCC filings for 753 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.