1406 E 36th St, Sterling, IL 61081 Property Records

Whiteside County property record for 1406 E 36th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.36 acres (15,700 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,000 (Dec 2018)
Tax Bill	$5,468 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1110327007`

Property Details

APN / Parcel Number

Primary APN	`1110327007`
Alternative APN	`96464`

Exterior

Lot Area	15,700 sqft (0.36 acres)
Lot Dimensions	157 ft deep x 100 ft wide

Location & Zoning

Account Number	96464
Street Address	1406 E 36TH ST
City	STERLING
State	IL
Zip	61081-4023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COLONIAL ACRES EST LOT 31 692300X
Legal Subdivision	COLONIAL ACRES ESTATE
Legal Lot Number	31
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	3
Census Block	3027
Census Tract	900

Owner

Source: Whiteside County records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 E 36TH ST, STERLING, IL 61081-4023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2020	Deed of Trust, Mortgage · Conventional with PMI STERLING BK
Dec 18, 2018	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 18, 2018 · Amount on Record
Deed Sale	Dec 18, 2018 · Amount on Record
Deed Document Number	20186999
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITESIDE IL
Property Address	1406 E 36TH ST, STERLING, IL 61081-4023
Document Number	0000003785
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1406 E 36TH ST STERLING IL 610814023, STERLING, IL 61081-4023

Mortgage

Document Number	0000003785
Date	Jun 29, 2020
Instrument	3785

Lender

Name	STERLING BK
Type	Bank
Address	STERLING, IL 61081

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jun 28, 2040

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Dec 18, 2018
Property Address	1406 E 36TH ST, STERLING, IL 61081-4023
Document Number	0000006999
Instrument Date	Dec 14, 2018
Instrument	6999
Transaction Type	Transfer
Record Updated	Jan 21, 2019
Title Company	NTI TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 W 2ND ST DIXON IL 610212925, DIXON, IL 61021-2925

Mortgage

Document Number	7000
Date	Dec 18, 2018
Instrument	7000

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Interest

Rate	4.99%

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,468.00	$77,533 Land $6,014 Building $71,519
2024			$232,599 Land $18,042 Building $214,557

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2002)
Most Recent Claim	Jun 2002 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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