1406 Duff Ave, Ames, IA 50010 Property Records

Story County property record for 1406 Duff Ave, Ames, IA 50010

Property Summary

Property TypeSingle Family Home
Details4 bd · 1 ba · 1,153 sqft · built 1950
Lot Size0.185 acres (8,064 sqft)
Owner2 Individual Names on File
Last Sale$132,000 (May 2013)
Tax Bill$3,226 (2025)
Deeds & MortgagesSep 2026 Mortgage
May 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN05-35-450-200

Property Details

APN / Parcel Number

Primary APN05-35-450-200

Interior

Bedrooms4 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,153 sqft Living Area
1st Floor Area795 sqft
AtticAttic
Attic Area358 sqft
Basement Area795 sqft
Finished Basement621 sqft
Unfinished Basement174 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialWood
Construction TypeFrame
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,064 sqft (0.185 acres)
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
PorchScreened Porch
Deck AreaDeck Area
Patio Area216 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1406 DUFF AVE
CityAMES
StateIA
Zip50010-5443
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRL
Legal DescriptionFRIEDRICH'S 5TH ADD LOT 14 EX W8' BLK 2
Legal Range24W
Legal Township84N
Legal Section35
Legal SubdivisionFRIEDRICH'S 5TH ADD
Legal Block2
Legal Lot Number14
JurisdictionSTORY IA
Township / Civil DivisionFRANKLIN
Census Block Group3
Census Block3005
Census Tract200

Owner

1406 Duff Ave is owned and occupied by two individuals who bought it in May 2013.

Source: Story County records, as of October 12, 2026

Owner of Record2 Individual Names on File
Mailing Address1406 DUFF AVE, AMES, IA 50010-5443
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2026Deed of Trust, Mortgage · Conventional Mortgage
GREATER IOWA CREDIT UNION
May 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
GREATER IOWA CU
Jul 22, 2024Deed of Trust, Mortgage · Stand-Alone Second Mortgage
GREATER IOWA CU
Dec 29, 2009Legal Action/Court Order, Foreclosure · FHA Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2013 · Amount on File
Deed SaleMay 17, 2013 · Amount on File
Prior SaleDec 29, 2009 · Amount on File
Deed Document Number20135650
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Recording DateSep 1, 2026
Property Address1406 DUFF AVE, AMES, IA 50010-5443
Document Number0000007954
Instrument DateAug 27, 2026
Instrument20267954
Transaction TypeMortgage
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address1406 DUFF AVE, AMES, IA 50010-5443

Mortgage

Document Number0000007954,
DateSep 1, 2026
Instrument20267954
Lender
NameGREATER IOWA CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueAug 24, 2031
Interest
Max Rate-1%

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1406 DUFF AVE, AMES, IA 50010-5443
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202005311
DateMay 21, 2020
Instrument2020-05311
Lender
NameGREATER IOWA CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term60 Months
DueJun 1, 2025
Interest
Rate TypeFixed Rate

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTORY IA
Property Address1406 DUFF AVE, AMES, IA 50010-5443
Transaction TypeMortgage
Record UpdatedApr 3, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202405105
DateJul 22, 2024
Instrument2024-05105
Lender
NameGREATER IOWA CU
TypeCredit Union
AddressAMES, IA 50010
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term60 Months
DueJul 22, 2029

December 2009: Legal Action/Court Order, Foreclosure

Document TypeLegal Action/Court Order
JurisdictionSTORY IA
Recording DateDec 29, 2009
Property Address1406 DUFF AVE, AMES, IA 50010-5443
Document Number200900015371
Instrument DateDec 23, 2009
Instrument2009-00015371
Transaction TypeForeclosure
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$204.80
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address1406 DUFF AVE, AMES, IA 50010-5443

Mortgage

Document Number200900015372
DateDec 29, 2009
Instrument2009-00015372
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJan 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Duff Ave was $3,226, up 18.4% from the year before.

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAmes City
CountyStory County
Unified School DistrictAmes Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,226.00 (+18.43%)$234,600 Land $44,400 Building $190,200$234,600 Land $44,400 Building $190,200
2024$2,724.00
2023$187,800 Land $34,800 Building $153,000$187,800 Land $34,800 Building $153,000
2022$2,338.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Duff Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1406 Duff Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAMES WATER TREATMENT PLANT
serves 55,177 people · EPA ID IA8503039
Water SourceGroundwater
Last State InspectionOct 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Duff Ave

Nearby Streets

Search Property Records by Address or Parcel Number