Story County property record for 1406 Duff Ave, Ames, IA 50010
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,153 sqft · built 1950 |
| Lot Size | 0.185 acres (8,064 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $132,000 (May 2013) |
| Tax Bill | $3,226 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-35-450-200 |
| Primary APN | 05-35-450-200 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,153 sqft Living Area |
| 1st Floor Area | 795 sqft |
| Attic | Attic |
| Attic Area | 358 sqft |
| Basement Area | 795 sqft |
| Finished Basement | 621 sqft |
| Unfinished Basement | 174 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,064 sqft (0.185 acres) |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Screened Porch |
| Deck Area | Deck Area |
| Patio Area | 216 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 1406 DUFF AVE |
|---|---|
| City | AMES |
| State | IA |
| Zip | 50010-5443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RL |
| Legal Description | FRIEDRICH'S 5TH ADD LOT 14 EX W8' BLK 2 |
| Legal Range | 24W |
| Legal Township | 84N |
| Legal Section | 35 |
| Legal Subdivision | FRIEDRICH'S 5TH ADD |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | STORY IA |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 200 |
1406 Duff Ave is owned and occupied by two individuals who bought it in May 2013.
Source: Story County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 1, 2026 | Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CREDIT UNION |
| May 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GREATER IOWA CU |
| Jul 22, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GREATER IOWA CU |
| Dec 29, 2009 | Legal Action/Court Order, Foreclosure · FHA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on File |
| Deed Sale | May 17, 2013 · Amount on File |
| Prior Sale | Dec 29, 2009 · Amount on File |
| Deed Document Number | 20135650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Sep 1, 2026 |
| Property Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Document Number | 0000007954 |
| Instrument Date | Aug 27, 2026 |
| Instrument | 20267954 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Document Number | 0000007954, |
|---|---|
| Date | Sep 1, 2026 |
| Instrument | 20267954 |
| Name | GREATER IOWA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Aug 24, 2031 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202005311 |
|---|---|
| Date | May 21, 2020 |
| Instrument | 2020-05311 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jun 1, 2025 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STORY IA |
| Property Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0202405105 |
|---|---|
| Date | Jul 22, 2024 |
| Instrument | 2024-05105 |
| Name | GREATER IOWA CU |
|---|---|
| Type | Credit Union |
| Address | AMES, IA 50010 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Jul 22, 2029 |
| Document Type | Legal Action/Court Order |
|---|---|
| Jurisdiction | STORY IA |
| Recording Date | Dec 29, 2009 |
| Property Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Document Number | 200900015371 |
| Instrument Date | Dec 23, 2009 |
| Instrument | 2009-00015371 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 3, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $204.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1406 DUFF AVE, AMES, IA 50010-5443 |
| Document Number | 200900015372 |
|---|---|
| Date | Dec 29, 2009 |
| Instrument | 2009-00015372 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2040 |
The 2025 property tax bill for 1406 Duff Ave was $3,226, up 18.4% from the year before.
Source: Story County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Iowa |
| Municipality | Ames City |
| County | Story County |
| Unified School District | Ames Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,226.00 (+18.43%) | $234,600 Land $44,400 Building $190,200 | $234,600 Land $44,400 Building $190,200 |
| 2024 | $2,724.00 | ||
| 2023 | $187,800 Land $34,800 Building $153,000 | $187,800 Land $34,800 Building $153,000 | |
| 2022 | $2,338.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Duff Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1406 Duff Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMES WATER TREATMENT PLANT serves 55,177 people · EPA ID IA8503039 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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