1406 Crestridge Dr, Oceanside, CA 92054 Property Records

San Diego County property record for 1406 Crestridge Dr, Oceanside, CA 92054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,930 sqft · built 1972
Lot Size	0.397 acres (17,300 sqft)
Owner	Individual Name on Record
Last Sale	$620,000 (Apr 2014)
Tax Bill	$4,440 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`151-103-09-00`

Property Details

APN / Parcel Number

Primary APN	`151-103-09-00`
Alternative APN	`1510902600`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,930 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	17,300 sqft (0.397 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1510902600
Street Address	1406 CRESTRIDGE DR
City	OCEANSIDE
State	CA
Zip	92054-5724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 18 TR 004269
Legal Subdivision	RIDGECREST
Legal Tract	004269
Legal Block	2
Legal Lot Number	18
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2013
Census Tract	18504

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Jun 15, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Jun 12, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY NATIONAL TITLE
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage STIFEL BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2014 · Amount on Record
Deed Sale	Apr 3, 2014 · Amount on Record
Prior Sale	Dec 24, 2013 · Amount on Record
Deed Document Number	2014131594
Prior Transfer Date	Oct 12, 2012
Prior Transfer Doc	0000630214
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 6, 2026
Property Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724
Document Number	0000192084
Instrument Date	Jun 30, 2026
Instrument	2026192084
Transaction Type	Mortgage
Record Updated	Jul 15, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724

Mortgage

Document Number	0000192084,
Date	Jul 6, 2026
Instrument	2026192084

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 15, 2026
Property Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724
Document Number	0000171767
Instrument Date	Jun 10, 2026
Instrument	2026171767
Transaction Type	Transfer
Record Updated	Aug 30, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 12, 2026
Property Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724
Document Number	0000170216
Instrument Date	Jun 9, 2026
Instrument	2026170216
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724

Mortgage

Document Number	0000170216,
Date	Jun 12, 2026
Instrument	2026170216

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.36%
Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	FIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724

Mortgage

Document Number	0000800791
Date	Dec 14, 2020
Instrument	2020-0800791

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1406 CRESTRIDGE DR, OCEANSIDE, CA 92054-5724
Document Number	0000292403
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 6, 2017
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1406 CRESTRIDGE DR OCEANSIDE CA 920545724, OCEANSIDE, CA 92054-5724

Mortgage

Document Number	0000292403
Date	Jun 28, 2017
Instrument	292403

Lender

Name	STIFEL BK&TR
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 27, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$406,208 (+2%) Land $142,842 Building $263,366
2025	$4,440.00 (+5.64%)	$398,244 (+4.04%) Land $140,042 Building $258,202
2023	$4,203.00 (+1.57%) Homeowner's exemption	$382,782 Land $134,605 Building $248,177
2022	$4,138.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1985–2018)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Dec 2018 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 3 claims Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121
Water Source	Groundwater
Last State Inspection	Feb 2026
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Dec 2019
Monitoring and Reporting	26 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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