1406 Cowsill Dr, Severn, MD 21144 Property Records

Anne Arundel County property record for 1406 Cowsill Dr, Severn, MD 21144

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,498 sqft · built 1994
Lot Size0.189 acres (8,250 sqft)
Owner2 Individual Names on Record
Last Sale$224,185 (Feb 1994)
Tax Bill$4,405 (2024)
Deeds & MortgagesNov 2022 Second Mortgage
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN04-574-90080563

Property Details

APN / Parcel Number

Primary APN04-574-90080563
Alternative APNs
  • 4-574-90080563
  • 57490080563

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,498 sqft Living Area
Gross Area2,938 sqft
1st Floor Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,250 sqft (0.189 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area84 sqft
Deck Area402 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number57490080563
Street Address1406 COWSILL DR
CitySEVERN
StateMD
Zip21144-1081
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 4 QUAIL RUN ADDITION
Legal SubdivisionQUAIL RUN ADDITION
Legal Block2
Legal Lot Number4
JurisdictionANNE ARUNDEL MD
Township / Civil Division1
Census Block Group2
Census Block2005
Census Tract740104

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1406 COWSILL DR, SEVERN, MD 21144-1081
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 29, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Sep 14, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
TOWER FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 16, 1994 · Amount on Record
Deed SaleFeb 16, 1994 · Amount on Record
Deed Book / Page6482 / 706
Last Transfer DateAug 26, 2020
Transfer Doc0352050315
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address1406 COWSILL DR, SEVERN, MD 21144-1081
Transaction TypeMortgage
Record UpdatedDec 14, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0392950195
DateNov 29, 2022
Book Page39295/195
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressWAYNE, PA 19087
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2042

September 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionANNE ARUNDEL MD
Recording DateSep 14, 2020
Property Address1406 COWSILL DR, SEVERN, MD 21144-1081
Document Number0352050315
Book / Page35205 / 315
Map ReferenceMB 148 PG 26 PL 7999
Instrument DateAug 26, 2020
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyTOWER TITLE SERVICES

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address1406 COWSILL DR, SEVERN, MD 21144-1081

Mortgage

Document Number35205319
DateSep 14, 2020
Instrument35205/319
Lender
NameTOWER FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 1, 2030

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$538,500 (+4.38%)$583,700 (+13.14%) Land $204,500 Building $379,200
2025$515,900 (+14.01%) Land $169,500 Building $346,400$515,900 (-) Land $169,500 Building $346,400
2024$4,405.00 (+16.2%)
2023$3,791.00 Homeowner's exemption$452,500$515,900 Land $169,500 Building $346,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGLEN BURNIE-BROADNECK
serves 290,606 people · EPA ID MD0020017
Water SourceGroundwater
Last State InspectionMay 2024
LeadUnder 1 ppb (2016–2018)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100
T-Mobile
Fixed Wireless
100 / 20

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