1406 Colonial Ct, Eldridge, IA 52748 Property Records

Scott County property record for 1406 Colonial Ct, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,729 sqft · built 2024
Lot Size	0.214 acres (9,322 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Jun 2025)
Tax Bill	$42 (2024)
Deeds & Mortgages	Aug 2024 Construction Loan Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`931451320`

Property Details

APN / Parcel Number

Primary APN	`931451320`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,729 sqft Living Area
Basement Area	1,729 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Architectural Style	Conventional
Exterior Material	Vinyl
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,322 sqft (0.214 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	325 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1406 COLONIAL CT
City	ELDRIDGE
State	IA
Zip	52748-5202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 14TH ADD LOT: 20
Legal Subdivision	TOWNSEND FARM 14TH ADD
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

Source: Scott County assessment roll, as of May 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	1406 COLONIAL CT, ELDRIDGE, IA 52748-5202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2024	Deed of Trust, Mortgage · Construction Mortgage IOWA TRUST & SAVINGS BANK
Jun 18, 2025	Warranty Deed, Subdivision Related Transfer · FHA Mortgage NEW AMERICAN FUNDING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Deed Document Number	2025-011363
Record Updated	Jun 8, 2026

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	1406 COLONIAL CT, ELDRIDGE, IA 52748-5202
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6716 SILVERCREEK DR, DAVENPORT, IA 52806-1675

Mortgage

Document Number	2024013779
Date	Aug 15, 2024
Instrument	2024-013779

Lender

Name	IOWA TRUST & SAVINGS BANK
Type	Bank
Address	15591 HICKMAN RD, CLIVE, IA 50325

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTT IA
Recording Date	Jun 18, 2025
Property Address	1406 COLONIAL CT, ELDRIDGE, IA 52748-5202
Document Number	2025011363
Instrument Date	May 29, 2025
Instrument	2025-011363
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 7, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$751.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1406 COLONIAL CT, ELDRIDGE, IA 52748-5202

Mortgage

Document Number	2025011364
Date	Jun 18, 2025
Instrument	2025-011364

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	14511 MYFORD RD STE 100, TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2055

Tax Assessment & Valuation

Source: Scott County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$289,000 (+8,657.58%) Land $83,900 Building $205,100	$289,000 (+8,657.58%) Land $83,900 Building $205,100
2024	$42.00 (-8.7%)
2023		$3,300 Land $3,300	$3,300 Land $3,300
2022	$46.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LICT Fiber	8,000 / 8,000
Mediacom Communications Cable	1,000 / 50

May also be available: Verizon.

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