St. Louis County property record for 1406 Coach Light Cir, Duluth, MN 55810
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.25 ba · 1,248 sqft · built 2005 |
| Lot Size | 0.337 acres (14,685 sqft) |
| Owner | Individual Name on File |
| Last Sale | $261,500 (Apr 2007) |
| Tax Bill | $5,294 (2026) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 185-0087-00090 |
| Primary APN | 185-0087-00090 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,248 sqft Gross Area |
| 1st Floor Area | 1,248 sqft |
| Basement Area | 1,123 sqft |
| Finished Basement | 1,123 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 14,685 sqft (0.337 acres) |
| Garage Area | 504 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 120 sqft |
| Deck Area | 32 sqft |
| Storage Building | 168 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 846622 |
|---|---|
| Street Address | 1406 COACH LIGHT CIR |
| City | DULUTH |
| State | MN |
| Zip | 55810-2501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLOCK 1 SERIAL # |
| Legal Subdivision | HIDDEN RIDGE |
| Legal Block | 1 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | PROCTOR |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10100 |
1406 Coach Light Cir is owned and occupied by an individual who bought it in April 2007.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1406 COACH LIGHT CIR, DULUTH, MN 55810-2501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 25, 2007 · Amount on File |
| Deed Sale | Apr 25, 2007 · Amount on File |
| Prior Sale | Apr 25, 2007 · Amount on File |
| Deed Document Number | 2007835648 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1406 COACH LIGHT CIR, DULUTH, MN 55810-2501 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001050982 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 1050982 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2026 property tax bill for 1406 Coach Light Cir was $5,294 with a homeowner's exemption, up 3.8% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Proctor City |
| Unified School District | Proctor Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,294.00 (+3.8%) Homeowner's exemption | ||
| 2025 | $5,100.00 (+3.36%) Homeowner's exemption | $380,800 (+1.68%) Land $29,900 Building $350,900 | $380,800 (+1.68%) Land $29,900 Building $350,900 |
| 2024 | $4,934.00 | $374,500 Land $31,000 Building $343,500 | $374,500 Land $31,000 Building $343,500 |
| 2022 | $308,200 Land $25,600 Building $282,600 | $308,200 Land $25,600 Building $282,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1406 Coach Light Cir in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 6 (1978–2012) |
| Claims Outside the SFHA | 1 of 6 |
| Most Recent Claim | Jun 2012 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1406 Coach Light Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 84% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Proctor serves 3,099 people · EPA ID MN1690042 |
|---|---|
| Water Source | Purchased surface water from Duluth |
| Last State Inspection | Nov 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Airfiber Fixed Wireless | 100 / 20 |
May also be available: Spectrum.
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