Will County property record for 1406 Clara Ave, Joliet, IL 60435
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,280 sqft · built 1954 |
| Lot Size | 0.18 acres (7,788 sqft) |
| Owner | Individual Name on File |
| Last Sale | $193,000 (Dec 2021) |
| Tax Bill | $5,867 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Dec 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-07-05-315-005 |
| Primary APN | 30-07-05-315-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,280 sqft |
| Basement Area | 640 sqft |
| Unfinished Basement | 640 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Construction Type | Frame |
| Lot Area | 7,788 sqft (0.18 acres) |
| Lot Dimensions | 132 ft deep x 59 ft wide |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1406 CLARA AVE |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60435-3938 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 43 IN 1ST ADDITION TO MAPLE LAWN, BEING A SUB OF PRT OF THE W1/2 OF THE SW1/4 OF SEC 5, TS35N-R10E. |
| Legal Range | 10E |
| Legal Township | 35N |
| Legal Section | 05 |
| Legal Subdivision | FIRST ADDITION TO MAPLE LAWN |
| Legal Lot Number | 43 |
| Jurisdiction | WILL IL |
| Township / Civil Division | JOLIET |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 881500 |
1406 Clara Ave is owned and occupied by an individual who bought it in December 2021.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1406 CLARA AVE, JOLIET, IL 60435-3938 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Dec 17, 2021 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Dec 26, 2017 | Grant Deed, Transfer · Conventional Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2021 · Amount on File |
| Deed Sale | Dec 17, 2021 · Amount on File |
| Prior Sale | Dec 26, 2017 · Amount on File |
| Deed Document Number | 2021134976 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1406 CLARA AVE, JOLIET, IL 60435-3938 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2022 |
| Title Company | FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000102891 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | R2020102891 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.37% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 17, 2021 |
| Property Address | 1406 CLARA AVE, JOLIET, IL 60435-3938 |
| Document Number | 0000134976 |
| Map Reference | MB27 PG81 DOC713234 |
| Instrument Date | Sep 29, 2021 |
| Instrument | R2021134976 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1406 CLARA AVE, JOLIET, IL 60435-3938 |
| Document Number | 0000134977 |
|---|---|
| Date | Dec 17, 2021 |
| Instrument | R2021134977 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 1, 2051 |
| Rate | 2.99% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WILL IL |
| Recording Date | Dec 26, 2017 |
| Property Address | 1406 CLARA AVE, JOLIET, IL 60435-3938 |
| Document Number | 0000100382 |
| Instrument Date | Dec 6, 2017 |
| Instrument | 100382 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $177.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5312 WHISPER MEADOW CT PLAINFIELD IL 605868752, PLAINFIELD, IL 60586-8752 |
| Document Number | 100383 |
|---|---|
| Date | Dec 26, 2017 |
| Instrument | 100383 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 25, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
The 2025 property tax bill for 1406 Clara Ave was $5,867.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Joliet Township |
| Municipality | Joliet City |
| Elementary School District | Joliet Public School District 86 (PK - 08) |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,867.00 | $81,059 (+9.3%) Land $17,050 Building $64,009 | $243,177 (+9.3%) Land $51,150 Building $192,027 |
| 2024 | $74,162 Land $15,599 Building $58,563 | $222,486 Land $46,797 Building $175,689 | |
| 2022 | $4,950.00 Homeowner's exemption | $59,604 Land $12,537 Building $47,067 | $178,812 Land $37,611 Building $141,201 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1406 Clara Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1996) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1996 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1406 Clara Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 637 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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