1406 Cheryl Dr, Saint Cloud, MN 56301 Property Records

Stearns County property record for 1406 Cheryl Dr, Saint Cloud, MN 56301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,080 sqft · built 1983
Lot Size	0.42 acres (18,295 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Aug 2021)
Tax Bill	$4,346 (2026)
Deeds & Mortgages	Aug 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48584-0104`

Property Details

APN / Parcel Number

Primary APN	`82-48584-0104`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,080 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)
Lot Width	139 ft Width
Garage Area	1,116 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1406 CHERYL DR
City	SAINT CLOUD
State	MN
Zip	56301-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	W58' OF LOT 3 AND E81' OF LOT 4 BLK 1 OLD # 30.20044.002 MELANGER PARK SECTION 26 TOWNSHIP 124 RANGE 028 MELANGER PARK
Legal Range	28W
Legal Township	124
Legal Section	26
Legal Subdivision	MELANGER PARK
Legal Block	1
Legal Lot Number	3-4
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3023
Census Tract	402

Owner

Source: Stearns County assessment roll, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1406 CHERYL DR, SAINT CLOUD, MN 56301-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202144219
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Aug 16, 2021
Property Address	1406 CHERYL DR, SAINT CLOUD, MN 56301-9124
Document Number	0000T44219
Instrument Date	May 20, 2021
Instrument	T44219
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 CHERYL DR, SAINT CLOUD, MN 56301-9124

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,346.00 (+20.19%)	$304,700 (+4.14%) Land $50,000 Building $254,700	$304,700 (+4.14%) Land $50,000 Building $254,700
2025	$3,616.00 (+10.18%)	$292,600 (+8.17%) Land $50,000 Building $242,600	$292,600 (+8.17%) Land $50,000 Building $242,600
2023	$3,282.00	$270,500 Land $50,000 Building $220,500	$270,500 Land $50,000 Building $220,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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