1406 Cardinal St, Auburndale, FL 33823 Property Records

Polk County property record for 1406 Cardinal St, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,200 sqft · built 1987
Lot Size	0.446 acres (19,428 sqft)
Owner	2 Individual Names on File
Last Sale	$134,600 (Mar 2019)
Tax Bill	$520 (2025)
Deeds & Mortgages	Mar 2019 Sale & Mortgage Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25-28-18-347000-000807`

Property Details

APN / Parcel Number

Primary APN	`25-28-18-347000-000807`
Alternative APNs	`182825347000000807` `82825000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2010
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	19,428 sqft (0.446 acres)
Lot Dimensions	151 ft deep x 128 ft wide
View / Lot	Commercial/Industrial
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1406 CARDINAL ST
City	AUBURNDALE
State	FL
Zip	33823-9785
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE2
Legal Description	KOSSUTHVILLE UNIT 1 PB 17 PG 50 TRACT 8-F N 128.25 FT LESS E 7.5 FT FOR R/W AS PER OR 88 PG 455
Legal Range	25E
Legal Township	28S
Legal Section	18
Legal Subdivision	KOSSUTHVILLE SUBDIVISION UNIT NO 1
Legal Tract	8-F
Legal Block	2
Legal Unit	1
Jurisdiction	POLK FL
Township / Civil Division	LAKELAND
Census Block Group	2
Census Block	2007
Census Tract	11721

Owner

Source: Polk County assessment roll, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1406 CARDINAL ST, AUBURNDALE, FL 33823-9785
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2019	Warranty Deed, Transfer · Conventional with PMI GUILD MTG
Aug 31, 2018	Deed of Trust, Mortgage OTHER INSTITUTIONAL LENDERS
Sep 7, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2019 · Amount on Record
Deed Sale	Mar 13, 2019 · Amount on Record
Prior Sale	Sep 7, 2018 · Amount on Record
Deed Document Number	201949971
Deed Book / Page	10775 / 2255
Prior Transfer Date	Aug 7, 2017
Prior Transfer Doc	0000210982
Record Updated	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 13, 2019
Property Address	1406 CARDINAL ST, AUBURNDALE, FL 33823-9785
Document Number	0107752255
Book / Page	010775 / 002255
Instrument Date	Mar 12, 2019
Instrument	49971
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$942.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1406 CARDINAL ST AUBURNDALE FL 338239675, AUBURNDALE, FL 33823-9675

Mortgage

Document Number	107752256
Date	Mar 13, 2019
Book Page	010775/002256
Instrument	49972

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

Mortgage

Document Number	107752272,
Date	Mar 13, 2019
Book Page	010775/002272
Instrument	49973

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 12, 2049

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1406 CARDINAL ST, AUBURNDALE, FL 33823-9785
Document Number	0106060192
Instrument Date	Aug 31, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	669 BERKLEY POINTE DR AUBURNDALE FL 338239543, AUBURNDALE, FL 33823-9543

Mortgage

Document Number	0106060192
Date	Sep 7, 2018
Book Page	010606/000192
Instrument	191235

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Bank
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Amount	Amount Recorded

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	POLK FL
Recording Date	Sep 7, 2018
Property Address	1406 CARDINAL ST, AUBURNDALE, FL 33823-9785
Document Number	0106060190
Book / Page	010606 / 000190
Instrument Date	Jul 31, 2018
Instrument	191234
Transaction Type	Transfer
Record Updated	Sep 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$385.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 1557 AUBURNDALE FL 338231557, AUBURNDALE, FL 33823-1557

Tax Assessment & Valuation

Source: Polk County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$520.00 (-53.36%) Homeowner's exemption	$80,481 (+5.99%)	$174,355 (+1.02%) Land $19,242 Building $155,113
2024	$1,115.00 (+17.49%)
2023	$949.00 (+4.63%) Homeowner's exemption	$75,935 (+3%)	$172,596 (+3.02%) Land $5,668 Building $166,928
2022	$907.00 Homeowner's exemption	$73,723	$167,540 Land $5,668 Building $161,872

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	4 (1991–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Cardinal St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures