1406 Boyd St, Cincinnati, OH 45223 Property Records

Hamilton County property record for 1406 Boyd St, Cincinnati, OH 45223

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,412 sqft · built 1923
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on Record
Last Sale	$135,000 (Apr 2021)
Tax Bill	$2,911 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`221-0019-0062-00`

Property Details

APN / Parcel Number

Primary APN	`221-0019-0062-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,412 sqft Living Area
1st Floor Area	706 sqft
2nd Floor Area	706 sqft
Basement Area	706 sqft

Exterior

Year Built	Built 1923
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,093 sqft (0.071 acres)
Lot Dimensions	125 ft deep x 25 ft wide
Porch	Porch
Porch Area	105 sqft
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	1406 BOYD ST
City	CINCINNATI
State	OH
Zip	45223-2116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1406 BOYD ST 25 X125 LOT 6 JC LUDLOW EST BLK 13
Legal Subdivision	JC LUDLOW ESTATE
Legal Block	13
Legal Lot Number	6
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1014
Census Tract	7400

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 BOYD ST, CINCINNATI, OH 45223-2116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage RAPID MORTGAGE COMPANY
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Sep 17, 2009 · Amount on Record
Deed Document Number	0000040881
Deed Book / Page	14387 / 1408
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1406 BOYD ST, CINCINNATI, OH 45223-2116
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033503
Date	Mar 17, 2021
Book Page	14376/1087
Instrument	2021-0033503

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 1, 2021
Property Address	1406 BOYD ST, CINCINNATI, OH 45223-2116
Document Number	0000040881
Book / Page	14387 / 1408
Instrument Date	Mar 19, 2021
Instrument	2021-0040881
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	PARKWAY TITLE INC, PARKWAY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 BOYD ST, CINCINNATI, OH 45223-2116

Mortgage

Document Number	0000040882
Date	Apr 1, 2021
Instrument	2021-0040882

Lender

Name	RAPID MORTGAGE COMPANY
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1406 BOYD ST, CINCINNATI, OH 45223-2116
Document Number	0000019306
Instrument Date	Feb 21, 2020
Transaction Type	Mortgage
Record Updated	Jul 14, 2020
Title Company	PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 BOYD ST CINCINNATI OH 452232116, CINCINNATI, OH 45223-2116

Mortgage

Document Number	0000019306
Date	Feb 26, 2020
Book Page	014112/001969
Instrument	19306

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,911.00 (+3.15%)	$47,250 (+%) Land $11,602 Building $35,648
2024	$2,822.00 (-2.22%)	$47,249 (-) Land $11,602 Building $35,647
2023	$2,886.00 (+27.08%)	$47,249 (+41.8%) Land $11,602 Building $35,647	$135,000 (+41.81%) Land $33,150 Building $101,850
2022	$2,271.00 Homeowner's exemption	$33,321 Land $6,003 Building $27,318
2020			$95,200 Land $17,150 Building $78,050

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Sep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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