1406 Bain Dr, Madison, TN 37115 Property Records

Nashville-Davidson Metropolitan Government property record for 1406 Bain Dr, Madison, TN 37115

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 850 sqft · built 1967
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$192,900 (Dec 2020)
Tax Bill	$1,676 (2025)
Deeds & Mortgages	Jun 2019 Mortgage Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`034-14-0-065-00`

Property Details

APN / Parcel Number

Primary APN	`034-14-0-065-00`
Alternative APN	`000010898`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	850 sqft Living Area
Gross Area	994 sqft
1st Floor Area	850 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Brick
Foundation Type	Raised
Roof Material	Tile
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1406 BAIN DR
City	MADISON
State	TN
Zip	37115-2406
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.5
Legal Description	LOT 50 STANLEY HGTS
Legal Subdivision	STANLEY
Legal Lot Number	50
Jurisdiction	DAVIDSON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2013
Census Tract	10401

Owner

1406 Bain Dr is owned and occupied by an individual who bought it in December 2020.

Source: Nashville-Davidson Metropolitan Government records, as of October 8, 2026

Owner of Record	Individual Name on File
Mailing Address	1406 BAIN DR, MADISON, TN 37115-2406
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2019	Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK
Dec 14, 2020	Warranty Deed, Transfer · FHA Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2020 · Amount on File
Deed Sale	Dec 14, 2020 · Amount on File
Prior Sale	May 1, 2008 · Amount on File
Deed Document Number	2020146567
Record Updated	Oct 29, 2026

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON TN
Property Address	1406 BAIN DR, MADISON, TN 37115-2406
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058286
Date	Jun 17, 2019
Instrument	20190617-0058286

Lender

Name	SUNTRUST BANK
Type	Bank
Address	NASHVILLE, TN 37219

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON TN
Recording Date	Dec 14, 2020
Property Address	1406 BAIN DR, MADISON, TN 37115-2406
Document Number	0000146567
Map Reference	MB 300 PG 74
Instrument Date	Dec 11, 2020
Instrument	20201214-0146567
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	ADVANTAGE TITLE & ESCROW

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$713.73
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 BAIN DR, MADISON, TN 37115-2406

Mortgage

Document Number	0000146568
Date	Dec 14, 2020
Instrument	20201214-0146568

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

Mortgage

Document Number	0000146569
Date	Dec 14, 2020
Instrument	20201214-0146569

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	USDA Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 1406 Bain Dr was $1,676.

Source: Nashville-Davidson Metropolitan Government assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County / Consolidated City	Nashville-Davidson Metropolitan Government
Unified School District	Metropolitan Nashville Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,676.00	$60,250 Land $19,125 Building $41,125	$241,000 Land $76,500 Building $164,500
2023	$1,195.00 (-22.9%)	$40,925 (-) Land $11,250 Building $29,675
2022	$1,550.00	$40,925 Land $11,250 Building $29,675	$163,700 (-) Land $45,000 Building $118,700
2021			$163,700 Land $45,000 Building $118,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1406 Bain Dr in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	17 (1978–2026)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Jul 2026 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Bain Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MADISON SUBURBAN U.D. serves 84,437 people · EPA ID TN0000424
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Google Fiber, Verizon.

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