1406 Ave del Rio, Modesto, CA 95356 Property Records

Stanislaus County property record for 1406 Ave del Rio, Modesto, CA 95356

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 7,098 sqft · built 2017
Lot Size	0.991 acres (43,168 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (May 2013)
Tax Bill	$24,653 (2026)
Deeds & Mortgages	Jan 2020 Line of Credit Oct 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004-088-016-000`

Property Details

APN / Parcel Number

Primary APN	`004-088-016-000`
Alternative APNs	`0048816000` `0048816`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	7,098 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Construction Type	Wood
Lot Area	43,168 sqft (0.991 acres)
View / Lot	Irregular Lot
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1406 AVENIDA DEL RIO
City	MODESTO
State	CA
Zip	95356-8888
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 RANCHO DEL RIO
Legal Subdivision	DEL RIO RHO
Legal Block	1
Legal Lot Number	19
Jurisdiction	STANISLAUS CA
Township / Civil Division	SALIDA
Census Block Group	1
Census Block	1018
Census Tract	501

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1406 AVENIDA DEL RIO, MODESTO, CA 95356-8888
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2020	Deed of Trust, Mortgage · Line of Credit BBVA USA
Oct 16, 2018	Quit Claim Deed, Mortgage · FHA Mortgage BANK OF THE WEST
Aug 23, 2017	Loan Modification, Mortgage · Conventional Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2013 · Amount on Record
Deed Sale	May 7, 2013 · Amount on Record
Prior Sale	Dec 24, 2010 · Amount on Record
Deed Document Number	201338933
Last Transfer Date	May 29, 2014
Transfer Doc	0000034790
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1406 AVENIDA DEL RIO, MODESTO, CA 95356-8888
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000523
Date	Jan 7, 2020
Instrument	2020-0000523

Lender

Name	BBVA USA
Type	Bank
Address	VERNALIS, CA 95385

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Sep 11, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 16, 2018
Property Address	1406 AVENIDA DEL RIO, MODESTO, CA 95356-8888
Document Number	0000071666
Instrument Date	Sep 18, 2018
Instrument	71666
Transaction Type	Mortgage
Record Updated	Oct 29, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1412 AVENIDA DEL RIO MODESTO CA 953568888, MODESTO, CA 95356-8888

Mortgage

Document Number	71667
Date	Oct 16, 2018
Instrument	71667

Lender

Name	BANK OF THE WEST
Type	Bank
Address	OMAHA, NE 68154

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	1406 AVENIDA DEL RIO, MODESTO, CA 95356-8888
Document Number	0000091159
Instrument Date	Aug 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1406 AVENIDA DEL RIO MODESTO CA 953568888, MODESTO, CA 95356-8888

Mortgage

Document Number	0000091159
Date	Dec 11, 2017
Instrument	91159

Lender

Name	COMPASS BK
Type	Federal Savings Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Secondary School District	Modesto City High School District (09 - 12)
Elementary School District	Stanislaus Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$24,653.00 (+2.04%)	$2,133,749 (+2%) Land $565,220 Building $1,568,529
2025	$24,161.00 (+5.58%)	$2,091,912 (+4.04%) Land $554,138 Building $1,537,774
2023	$22,884.00 (+2.79%)	$2,010,682 Land $532,621 Building $1,478,061
2022	$22,262.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO - DEL RIO serves 1,346 people · EPA ID CA5010029
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: ezWave.

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