1406 Anderson Rd, Duluth, MN 55811 Property Records

St. Louis County property record for 1406 Anderson Rd, Duluth, MN 55811

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.25 ba · 1,197 sqft · built 1949
Lot Size	1.25 acres (54,450 sqft)
Owner	Individual Name on File
Last Sale	$46,000 (Sep 2024)
Tax Bill	$3,744 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Jul 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`010-2710-06583`

Property Details

APN / Parcel Number

Primary APN	`010-2710-06583`
Alternative APN	`1020743`

Interior

Bedrooms	4 Beds
Full Baths	2.25 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,197 sqft Gross Area
1st Floor Area	1,197 sqft
Basement Area	518 sqft
Finished Basement	518 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	54,450 sqft (1.25 acres)
Garage Area	220 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Patio Area	360 sqft
Storage Building	240 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1020743
Street Address	1406 ANDERSON RD
City	DULUTH
State	MN
Zip	55811-5422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 1/2 OF W 1/2 OF W 1/2 OF NW 1/4 OF NW1/4 OF NW 1/4 SERIAL #
Legal Range	14W
Legal Township	50N
Legal Section	29
Legal Subdivision	DULUTH LANDS IN THE CITY
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	3
Census Block	3014
Census Tract	301

Owner

1406 Anderson Rd is owned and occupied by an individual who acquired it in November 2024.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	1406 ANDERSON RD, DULUTH, MN 55811-5422
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPERIOR CHOICE CU
Jul 16, 2018	Deed of Trust, Mortgage · Line of Credit SUPERIOR CHOICE CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2024 · Amount on File
Deed Sale	Sep 11, 2024 · Amount on File
Prior Sale	Jul 16, 2012
Deed Document Number	20241082943
Last Transfer Date	Nov 5, 2024
Transfer Doc	0001085323
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1406 ANDERSON RD, DULUTH, MN 55811-5422
Document Number	00A1378660
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1406 ANDERSON RD DULUTH MN 558115422, DULUTH, MN 55811-5422

Mortgage

Document Number	00A1378660
Date	Apr 30, 2020
Instrument	A1378660

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 29, 2040

Interest

Rate Type	Adjustable Rate
Rate	3.25%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1406 ANDERSON RD, DULUTH, MN 55811-5422
Document Number	00A1337011
Instrument Date	Jul 16, 2018
Transaction Type	Mortgage
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1406 ANDERSON RD DULUTH MN 558115422, DULUTH, MN 55811-5422

Mortgage

Document Number	00A1337011
Date	Jul 23, 2018
Instrument	A1337011

Lender

Name	SUPERIOR CHOICE CU
Type	Credit Union
Address	SUPERIOR, WI 54880

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 22, 2038

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1406 Anderson Rd was $3,744 with a homeowner's exemption, up 6.4% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,744.00 (+6.42%) Homeowner's exemption
2025	$3,518.00 (-2.01%) Homeowner's exemption	$298,000 (+8.25%) Land $47,800 Building $250,200	$298,000 (+8.25%) Land $47,800 Building $250,200
2024	$3,590.00	$275,300 Land $64,400 Building $210,900	$275,300 Land $64,400 Building $210,900
2022		$250,500 Land $64,900 Building $185,600	$250,500 Land $64,900 Building $185,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 Anderson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 Anderson Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: CenturyLink, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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