1406 2nd St NE, Buffalo, MN 55313 Property Records

Wright County property record for 1406 2nd St NE, Buffalo, MN 55313

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,088 sqft · built 1995
Lot Size	0.189 acres (8,255 sqft)
Owner	Individual Name on Record
Last Sale	$159,899 (Nov 2002)
Tax Bill	$3,484 (2026)
Deeds & Mortgages	Apr 2021 Line of Credit May 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`103-130-005040`

Property Details

APN / Parcel Number

Primary APN	`103-130-005040`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft
Basement Area	792 sqft
Finished Basement	792 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 2005
Architectural Style	Dome
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	8,255 sqft (0.189 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1406 2ND ST NE
City	BUFFALO
State	MN
Zip	55313-2525
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-29 TWP-120 RANGE-025 PINE MEADOWS LOT-004 BLOCK-005
Legal Range	025
Legal Township	120
Legal Section	29
Legal Subdivision	PINE MEADOWS
Legal Block	5
Legal Lot Number	4
Jurisdiction	WRIGHT MN
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2032
Census Tract	100704

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1406 2ND ST NE, BUFFALO, MN 55313-2525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 14, 2018	Deed of Trust, Mortgage · Line of Credit FIRST MINNESOTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2002 · Amount on Record
Deed Sale	Nov 21, 2002 · Amount on Record
Deed Document Number	200281372
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1406 2ND ST NE, BUFFALO, MN 55313-2525
Transaction Type	Mortgage
Record Updated	May 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001467041
Date	Apr 19, 2021
Instrument	1467041

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	May 10, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WRIGHT MN
Property Address	1406 2ND ST NE, BUFFALO, MN 55313-2525
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001370035
Date	May 14, 2018
Instrument	1370035

Lender

Name	FIRST MINNESOTA BANK
Type	Bank
Address	55131

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	59 Months
Due	Apr 24, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
Municipality	Buffalo City
County	Wright County
Unified School District	Buffalo-Hanover-Montrose Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,484.00 (+10.81%)	$307,800 (+3.85%) Land $85,000 Building $222,800	$307,800 (+3.85%) Land $85,000 Building $222,800
2025		$296,400 (+2%) Land $85,000 Building $211,400	$296,400 (+2%) Land $85,000 Building $211,400
2023	$3,144.00 (+2.28%)	$290,600 Land $85,000 Building $205,600	$290,600 Land $85,000 Building $205,600
2022	$3,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Buffalo serves 16,711 people · EPA ID MN1860005
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Buffalo Fiber, Verizon.

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