1406 18th Ave SW, Vero Beach, FL 32962 Property Records

Indian River County property record for 1406 18th Ave SW, Vero Beach, FL 32962

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 977 sqft · built 1998
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Sep 2023)
Tax Bill	$3,055 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-39-26-00004-0006-00001.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-26-00004-0006-00001.0`
Alternative APN	`87644`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	977 sqft Living Area
Gross Area	1,237 sqft
1st Floor Area	977 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,792 sqft (0.11 acres)
Lot Dimensions	100 ft deep x 50 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	260 sqft
Porch	Open Porch
Porch Area	36 sqft
Deck Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1406 18TH AVE SW
City	VERO BEACH
State	FL
Zip	32962-6203
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	OSLO PARK SUB NO 3 BLK F LOT 1 PBI 4-19
Legal Range	39E
Legal Township	33S
Legal Section	26
Legal Subdivision	OSLO PARK UNIT NO 3
Legal Block	F
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	2
Census Block	2004
Census Tract	50607

Owner

1406 18th Ave SW is owned and occupied by two individuals who bought it in September 2023.

Source: Indian River County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1406 18TH AVE SW, VERO BEACH, FL 32962-6203
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 20, 2017	Warranty Deed, Transfer HAWKINS KEVIN S TRUST (RT)

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2023 · Amount on File
Deed Sale	Sep 5, 2023 · Amount on File
Prior Sale	Jul 20, 2017 · Amount on File
Deed Document Number	202344888
Deed Book / Page	3647 / 1807
Prior Transfer Date	Apr 11, 2011
Prior Transfer Doc	0024901418
Record Updated	Jun 8, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Sep 5, 2023
Property Address	1406 18TH AVE SW, VERO BEACH, FL 32962-6203
Document Number	0036471807
Book / Page	3647 / 1807
Map Reference	MB 4 PG 19
Instrument Date	Aug 30, 2023
Instrument	3120230044888
Transaction Type	Transfer
Record Updated	Sep 26, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	338 FORDHAM ST, SEBASTIAN, FL 32958-4216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 18TH AVE SW, VERO BEACH, FL 32962-6203

Mortgage

Document Number	3120230044889
Date	Sep 5, 2023
Instrument	3120230044889

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	INDIAN RIVER FL
Recording Date	Jul 20, 2017
Property Address	1406 18TH AVE SW, VERO BEACH, FL 32962-6203
Document Number	0030421291
Book / Page	003042 / 001291
Instrument Date	Jul 20, 2017
Instrument	42357
Transaction Type	Transfer
Record Updated	Aug 8, 2017

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1406 18TH AVE SW VERO BEACH FL 329626203, VERO BEACH, FL 32962-6203

Mortgage

Document Number	30421292
Date	Jul 20, 2017
Book Page	003042/001292
Instrument	42358

Lender

Name	HAWKINS KEVIN S TRUST (RT)

Agreement

Amount	Amount on Record
Term	216 Months
Due	Jul 19, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1406 18th Ave SW was $3,055.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,055.00	$187,015 Land $27,625 Building $159,390	$187,015 Land $27,625 Building $159,390
2023	$1,822.00 (+59.13%)	$145,326 (+40.91%)	$179,503 (+20.45%) Land $21,250 Building $158,253
2022	$1,145.00	$103,133	$149,024 Land $12,750 Building $136,274

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1406 18th Ave SW in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	33 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1406 18th Ave SW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 412 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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