14054 Clayborn St, Midland, NC 28107 Property Records

Cabarrus County property record for 14054 Clayborn St, Midland, NC 28107

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,576 sqft · built 2020
Lot Size	0.039 acres (1,699 sqft)
Owner	Individual Name on File
Last Sale	$208,500 (Feb 2021)
Tax Bill	$1,832 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2021 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`10026A0021.000000`

Property Details

APN / Parcel Number

Primary APN	`10026A0021.000000`
Alternative APNs	`5544 90 5073` `144190` `94000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,576 sqft Living Area
Gross Area	2,072 sqft
1st Floor Area	624 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	1,699 sqft (0.039 acres)
Garage Type	Mixed
Garage Area	400 sqft
Driveway	Concrete Driveway
Driveway Area	756 sqft
Porch	Slab
Porch Area	16 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	144190
Street Address	14054 CLAYBORN ST
City	MIDLAND
State	NC
Zip	28107-0090
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R/OMT
Legal Description	LT 21 WYNTREE
Legal Subdivision	WYNTREE
Legal Lot Number	21
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1042
Census Tract	41603

Owner

14054 Clayborn St, a townhouse, is owned and occupied by an individual who bought it in February 2021.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Individual Name on File
Mailing Address	14054 CLAYBORN ST, MIDLAND, NC 28107-0090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2026	Deed of Trust, Mortgage · Line of Credit COASTAL COMMUNITY BANK
Feb 18, 2021	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2021 · Amount on File
Deed Sale	Feb 18, 2021 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Book / Page	14923 / 200
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Jul 7, 2026
Property Address	14054 CLAYBORN ST, MIDLAND, NC 28107-0090
Document Number	0000016067
Book / Page	18073 / 117
Instrument Date	Jul 1, 2026
Instrument	202616067
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14054 CLAYBORN ST, MIDLAND, NC 28107-0090

Mortgage

Document Number	0000016067,
Date	Jul 7, 2026
Book Page	18073/117
Instrument	202616067

Lender

Name	COASTAL COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	372 Months
Due	Jul 1, 2057

Interest

Rate	6.48%
Max Rate	-1%

February 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 18, 2021
Property Address	14054 CLAYBORN ST, MIDLAND, NC 28107-0090
Document Number	0014923200
Book / Page	14923 / 200
Map Reference	MB 83 PG 31-37
Instrument Date	Feb 18, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022
Title Company	INDEPENDENCE TITLE GROUP LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$417.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2649 BREKONRIDGE CENTRE DR, 2649, MONROE, NC 28110-5629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14054 CLAYBORN ST, MIDLAND, NC 28107-0090

Mortgage

Document Number	0014923202
Date	Feb 18, 2021
Instrument	14923/202

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Midland Town
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,550 (-) Land $50,000 Building $244,550
2025		$294,550 Land $50,000 Building $244,550
2024			$294,550 (+54.32%) Land $50,000 Building $244,550
2023	$1,832.00	$190,870 Land $42,500 Building $148,370	$190,870 Land $42,500 Building $148,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14054 Clayborn St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14054 Clayborn St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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