14051 White Oak Dr, Dow, IL 62022 Property Records

Jersey County property record for 14051 White Oak Dr, Dow, IL 62022

Property Summary

Property Type	Single Family Home
Details	1,811 sqft · built 2016
Lot Size	5 acres (217,800 sqft)
Owner	Company Name on Record
Tax Bill	$5,820 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Feb 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-085-023-00`

Property Details

APN / Parcel Number

Primary APN	`01-085-023-00`
Alternative APN	`085-023-00`

Interior

Stories	1 Story
Building Area	1,811 sqft Total Area

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Lot Area	217,800 sqft (5 acres)

Location & Zoning

Account Number	085-023-00
Street Address	14051 WHITE OAK DR
City	DOW
State	IL
Zip	62022-3365
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 SW1/4 SW1/4 NO SALES 2016 1STY/BSMT 1811SQ
Jurisdiction	JERSEY IL
Township / Civil Division	ELSAH
Census Block Group	1
Census Block	1007
Census Tract	10300

Owner

Source: Jersey County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	14051 WHITE OAK DR, DOW, IL 62022-3365
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2018	Deed of Trust, Mortgage JERSEY STATE BANK
Feb 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 24, 2018
Transfer Doc	0000152168
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JERSEY IL
Property Address	14051 WHITE OAK DR, DOW, IL 62022-3365
Transaction Type	Mortgage
Record Updated	Apr 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180015254
Date	Apr 4, 2018
Instrument	2.0180015254

Lender

Name	JERSEY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	357 Months
Due	Jan 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JERSEY IL
Recording Date	Feb 26, 2018
Property Address	14051 WHITE OAK DR, DOW, IL 62022-3365
Document Number	201800152168
Instrument Date	Feb 24, 2018
Instrument	201800152168
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14051 WHITE OAK DR, DOW, IL 62022-3365

Tax Assessment & Valuation

Source: Jersey County assessment roll, as of September 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jersey County
County Subdivision	Elsah Township
Unified School District	Jersey Community Unit School District 100 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,820.00 (-7.32%)	$106,465 (+13.4%) Land $14,145 Building $92,320	$319,395 (+13.4%) Land $42,435 Building $276,960
2024	$6,280.00 (+9.37%)
2022	$5,742.00 Homeowner's exemption	$93,885 Land $11,840 Building $82,045	$281,655 Land $35,520 Building $246,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	53 (1979–2024)
Claims Outside the SFHA	12 of 53
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 2019 · 11 claims Severe Storms & Flooding, Aug 1993 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Grafton Technologies Fiber	1,000 / 1,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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