1405 Windsong, Saint Clair, MO 63077 Property Records

Franklin County property record for 1405 Windsong, Saint Clair, MO 63077

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,362 sqft · built 1992
Lot Size	2.7 acres (117,612 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,351 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jan 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-9-30.0-0-003-004.140`

Property Details

APN / Parcel Number

Primary APN	`21-9-30.0-0-003-004.140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,362 sqft Living Area

Exterior

Year Built	Built 1992
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	117,612 sqft (2.7 acres)

Location & Zoning

Street Address	1405 WINDSONG
City	SAINT CLAIR
State	MO
Zip	63077-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	LOT:2 SUNCREST MEADOWS 2
Legal Range	01E
Legal Township	42
Legal Section	30
Legal Subdivision	SUNCREST MEADOWS
Legal Block	3
Legal Lot Number	2
Jurisdiction	FRANKLIN MO
Township / Civil Division	CENTRAL
Census Block Group	2
Census Block	2001
Census Tract	800904

Owner

Source: Franklin County records · APN 21-9-30.0-0-003-004.140

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1405 WINDSONG, SAINT CLAIR, MO 63077-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jan 04, 2024	Beneficiary Deed, Transfer
Dec 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Mar 13, 2020	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 16, 2015
Deed Sale	Dec 16, 2015
Deed Document Number	1416824
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1405 WINDSONG, SAINT CLAIR, MO 63077-2520
Transaction Type	Mortgage
Record Updated	Mar 27, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002402761
Date	Mar 14, 2024
Instrument	2402761

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	348 Months
Due	Nov 29, 2053

January 2024: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jan 04, 2024
Property Address	1405 WINDSONG, SAINT CLAIR, MO 63077-2520
Document Number	0002400157
Map Reference	PB N PG 571
Instrument Date	Jan 04, 2024
Instrument	2400157
Transaction Type	Transfer
Record Updated	Jan 24, 2024

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1405 WINDSONG, SAINT CLAIR, MO 63077-2520

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1405 WINDSONG, SAINT CLAIR, MO 63077-2520
Document Number	0000022546
Instrument Date	Dec 18, 2020
Transaction Type	Mortgage
Record Updated	Jan 19, 2021
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 WINDSONG ST CLAIR MO 630772520, ST CLAIR, MO 63077-2520

Mortgage

Document Number	0000022546
Date	Dec 28, 2020
Instrument	22546

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 27, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	1405 WINDSONG, SAINT CLAIR, MO 63077-2520
Document Number	0000003918
Instrument Date	Mar 13, 2020
Transaction Type	Mortgage
Record Updated	Apr 07, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1405 WINDSONG ST CLAIR MO 630772520, ST CLAIR, MO 63077-2520

Mortgage

Document Number	0000003918
Date	Mar 19, 2020
Instrument	3918

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Mar 18, 2035

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	St. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,351.00 (+25.86%)	$38,853 (+15.27%)	$204,490 (+15.27%) Land $26,190 Building $178,300
2023	$1,868.00 (-0.64%)	$33,707	$177,400 Land $23,450 Building $153,950
2022	$1,880.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 4, 2020 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 64% of the US · lower than 72% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

May also be available: AT&T, Bays-ET Highspeed.

Based on FCC filings for 22 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Windsong

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures