Larimer County property record for 1405 Willow Dr, Berthoud, CO 80513
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,287 sqft · built 1984 |
| Lot Size | 0.186 acres (8,115 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,889 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 94141-12-005 |
| Primary APN | 94141-12-005 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,287 sqft Living Area |
| Gross Area | 1,793 sqft |
| 1st Floor Area | 1,287 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,115 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Slab |
| Porch Area | 54 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | R0353302 |
|---|---|
| Street Address | 1405 WILLOW DR |
| City | BERTHOUD |
| State | CO |
| Zip | 80513-1026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5, BLK 6, NORTH PARK ADD 2ND BER |
| Legal Range | 69W |
| Legal Township | 4N |
| Legal Section | 14 |
| Legal Subdivision | NORTH PARK ADD |
| Legal Block | 6 |
| Legal Lot Number | 5 |
| Jurisdiction | LARIMER CO |
| Township / Civil Division | BERTHOUD |
| Census Block Group | 3 |
| Census Block | 3048 |
| Census Tract | 2700 |
Source: Larimer County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 WILLOW DR, BERTHOUD, CO 80513-1026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| Dec 26, 2023 | Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU |
| Jul 26, 2021 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP |
| Nov 28, 2017 | Quit Claim Deed, Transfer · FHA Mortgage AMERICAN FINANCING |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 28, 2017 |
| Deed Sale | Nov 28, 2017 |
| Prior Sale | May 23, 2013 · Amount on Record |
| Deed Document Number | 201779642 |
| Prior Transfer Date | Nov 16, 2017 |
| Prior Transfer Doc | 0000079642 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1405 WILLOW DR, BERTHOUD, CO 80513-1026 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2024 |
| Title Company | ELEVATED TITLE LLC, ELEVATED TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000054748 |
|---|---|
| Date | Dec 26, 2023 |
| Instrument | 20230054748 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jan 1, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LARIMER CO |
| Property Address | 1405 WILLOW DR, BERTHOUD, CO 80513-1026 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | FIRST INTEGRITY TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000070771 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 20210070771 |
| Name | AMERICAN FINANCING CORP |
|---|---|
| Type | Lending Institution |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LARIMER CO |
| Recording Date | Nov 28, 2017 |
| Property Address | 1405 WILLOW DR, BERTHOUD, CO 80513-1026 |
| Document Number | 0000079642 |
| Instrument Date | Nov 16, 2017 |
| Instrument | 79642 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2017 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1405 WILLOW DR BERTHOUD CO 805131026, BERTHOUD, CO 80513-1026 |
| Document Number | 79643 |
|---|---|
| Date | Nov 28, 2017 |
| Instrument | 79643 |
| Name | AMERICAN FINANCING |
|---|---|
| Type | Funding / Finance Company |
| Address | AURORA, CO 80014 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 27, 2047 |
Source: Larimer County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Colorado |
| Municipality | Berthoud Town |
| County | Larimer County |
| Unified School District | Thompson School District R-2J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,889.00 (+5.67%) | $28,557 (-11.09%) Land $7,063 Building $21,494 | $456,900 (-4.69%) Land $113,000 Building $343,900 |
| 2024 | $2,734.00 (+3.68%) | ||
| 2023 | $2,637.00 (+16.78%) | $32,120 (+36.41%) Land $2,546 Building $29,574 | $479,400 (+41.5%) Land $38,000 Building $441,400 |
| 2022 | $2,258.00 | $23,547 Land $2,641 Building $20,906 | $338,800 Land $38,000 Building $300,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Colorado |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF BERTHOUD serves 14,211 people · EPA ID CO0135138 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jul 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Vistabeam Fixed Wireless | 500 / 80 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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