1405 Whitney Ave, Laredo, TX 78046 Property Records

Webb County property record for 1405 Whitney Ave, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,379 sqft · built 2006
Lot Size	0.123 acres (5,375 sqft)
Owner	Individual Name on File
Last Sale	$203,298 (Jan 2023)
Tax Bill	$946 (2025)
Deeds & Mortgages	Jan 2023 Second Mortgage Nov 2006 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`929-80003-050`

Property Details

APN / Parcel Number

Primary APN	`929-80003-050`
Alternative APN	`321362`

Interior

Stories	1 Story
Building Area	1,379 sqft Living Area
1st Floor Area	1,379 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	5,375 sqft (0.123 acres)
Porch	Open Porch
Porch Area	94 sqft

Location & Zoning

Street Address	1405 WHITNEY AVE
City	LAREDO
State	TX
Zip	78046-5194
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAGO DEL VALLE, BLOCK 3, LOT 5, PHASE I
Legal Subdivision	LAGO DEL VALLE
Legal Phase	I
Legal Block	3
Legal Lot Number	5
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	2
Census Block	2000
Census Tract	1810

Owner

1405 Whitney Ave is owned and occupied by an individual who bought it in January 2023.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VAN DYK MORTGAGE CORP
Nov 13, 2006	Deed of Trust, Mortgage JUAN M GONZALEZ
Oct 27, 2025	Vendor's Lien, Transfer · FHA Mortgage GUARANTEED RATE INC
Jan 26, 2023	Vendor's Lien, Transfer · FHA Mortgage VAN DYK MORTGAGE CORP
Nov 13, 2006	Vendor's Lien, Subdivision Related Transfer · ARM NOVASTAR MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2023 · Amount on File
Deed Sale	Jan 26, 2023 · Amount on File
Prior Sale	Dec 1, 2015 · Amount on File
Deed Document Number	20231490126
Deed Book / Page	5407 / 155
Prior Transfer Date	Nov 7, 2014
Prior Transfer Doc	003703/517
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005407/171
Date	Jan 26, 2023
Book Page	5407/171
Instrument	1490128

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002229/023
Date	Nov 13, 2006
Book Page	2229/023
Instrument	943312

Lender

Name	JUAN M GONZALEZ
Type	Private Party
Address	3820 CEDAR AVE, LAREDO, TX 78041

Agreement

Amount	Amount on Record

October 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 27, 2025
Property Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194
Document Number	005928/836
Book / Page	5928 / 836
Map Reference	VOL 41 PG 84-85
Instrument Date	Oct 24, 2025
Instrument	1571316
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TEXAS RECORDING SERVICES LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5309 RAVEN DR, LAREDO, TX 78046-5296

Mortgage

Document Number	0001571317
Date	Oct 27, 2025
Instrument	1571317

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

January 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Jan 26, 2023
Property Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194
Document Number	005407/155
Book / Page	5407 / 155
Map Reference	VOL 25 PG 114&115
Instrument Date	Jan 25, 2023
Instrument	1490126
Transaction Type	Transfer
Record Updated	Nov 7, 2025
Title Company	LAREDO TITLE AND ABSTRACT LIMITED, LAREDO TITLE & ABSTRACT LTD

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194

Mortgage

Document Number	0001490127
Date	Jan 26, 2023
Instrument	1490127

Lender

Name	VAN DYK MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

November 2006: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Nov 13, 2006
Property Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194
Document Number	002229/001
Book / Page	2229 / 001
Map Reference	MB25 PG114-15
Instrument Date	Nov 8, 2006
Instrument	943310
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 WHITNEY AVE, LAREDO, TX 78046-5194

Mortgage

Document Number	0000943311
Date	Nov 13, 2006
Instrument	943311

Lender

Name	NOVASTAR MORTGAGE INC
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2036
Prepayment Penalty	24 Months

Interest

Rate Type	Adjustable Rate
Rate	9.55%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	9.55%
Max Rate At Change	12.5%
Index	6-Month LIBOR
Max Rate	16.5%

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Whitney Ave was $946 with a homeowner's exemption, down 2.1% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$203,046 (+8.57%) Land $52,353 Building $150,693	$203,046 (+8.57%) Land $52,353 Building $150,693
2025	$946.00 (-2.07%) Homeowner's exemption	$187,010 Land $52,353 Building $134,657	$187,010 Land $52,353 Building $134,657
2024	$966.00
2023		$176,342 Land $49,450 Building $126,892	$176,342 Land $49,450 Building $126,892
2022	$1,143.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Whitney Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Whitney Ave is moderate, ranking above 46% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 80% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 799 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Smartcom Telephone.

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