1405 Whalebone Dr, Kalispell, MT 59901 Property Records

Flathead County property record for 1405 Whalebone Dr, Kalispell, MT 59901

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 3,677 sqft · built 2000
Lot Size	1.21 acres (52,708 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,865 (2025)
Deeds & Mortgages	Dec 2022 Sale Nov 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R07100747`

Property Details

APN / Parcel Number

Primary APN	`R07100747`
Alternative APNs	`07-3965-14-4-01-02-0000` `0000980623`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,677 sqft Living Area
1st Floor Area	2,432 sqft
2nd Floor Area	777 sqft
Attic	Attic
Attic Area	468 sqft
Family Room	Family Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	52,708 sqft (1.21 acres)
Garage Area	1,242 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	104 sqft
Deck Area	460 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	0000980623
Street Address	1405 WHALEBONE DR
City	KALISPELL
State	MT
Zip	59901-7417
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	CREEK SIDE ESTATES, S14, T28 N, R22 W, LOT 3, & PARCEL B(SELL TOGTHR) ASSR #0000980623
Legal Range	22W
Legal Township	28N
Legal Section	14
Legal Subdivision	CREEK SIDE ESTATES
Legal Lot Number	3
Jurisdiction	FLATHEAD MT
Township / Civil Division	KALISPELL
Census Block Group	2
Census Block	2003
Census Tract	802

Owner

Source: Flathead County records · APN R07100747

Assessment roll updated September 3, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1286 HERITAGE HTS, MESQUITE, NV 89034-1035
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 08, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Nov 09, 2022	Deed of Trust, Mortgage · Line of Credit WHITEFISH CU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU
Jan 09, 2020	Deed of Trust, Mortgage · Conventional Mortgage WHITEFISH CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 08, 2022
Deed Sale	Dec 08, 2022
Deed Document Number	202230098
Prior Transfer Date	Aug 20, 2008
Prior Transfer Doc	0000023689
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Dec 08, 2022
Property Address	1405 WHALEBONE DR, KALISPELL, MT 59901-7417
Document Number	202200030098
Instrument Date	Dec 08, 2022
Instrument	202200030098
Transaction Type	Transfer
Record Updated	Dec 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1286 HERITAGE HEIGHTS, MESQUITE, NV 89034-1035

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1405 WHALEBONE DR, KALISPELL, MT 59901-7417
Transaction Type	Mortgage
Record Updated	Dec 06, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200028466
Date	Nov 09, 2022
Instrument	202200028466

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 24, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1405 WHALEBONE DR, KALISPELL, MT 59901-7417
Transaction Type	Mortgage
Record Updated	Jul 24, 2020
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000019196
Date	Jul 13, 2020
Instrument	202000019196

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	174 Months
Due	Jan 01, 2035

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	1405 WHALEBONE DR, KALISPELL, MT 59901-7417
Transaction Type	Mortgage
Record Updated	Jan 28, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000000689
Date	Jan 09, 2020
Instrument	202000000689

Lender

Name	WHITEFISH CU
Type	Credit Union
Address	WHITEFISH, MT 59937

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2035

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Secondary School District	Flathead High School District (09 - 12)
Elementary School District	Kalispell Elementary School District (PK - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,865.00 (-33.29%)	$1,069,900 (+23.37%)	$1,069,900 (+23.37%) Land $239,725 Building $830,175
2023	$7,293.00	$867,200	$867,200 Land $147,206 Building $719,994

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 16, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 86% of Montana
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Richon Fixed Wireless	100 / 50
MontanaSky Networks Fixed Wireless	100 / 20

Based on FCC filings for 47 locations within half a mile of this property.

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