1405 Westwood Pl, Oceanside, CA 92056 Property Records

San Diego County property record for 1405 Westwood Pl, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,118 sqft · built 1988
Lot Size	0.293 acres (12,766 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Jun 2012)
Tax Bill	$4,237 (2025)
Deeds & Mortgages	Feb 2022 Transfer Jan 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`161-463-14-00`

Property Details

APN / Parcel Number

Primary APN	`161-463-14-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,118 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Lot Area	12,766 sqft (0.293 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1405 WESTWOOD PL
City	OCEANSIDE
State	CA
Zip	92056-6658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 237 TR 009354
Legal Subdivision	GUAJOME PARK ESTATES
Legal Tract	009354
Legal Block	1
Legal Lot Number	237
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	19305

Owner

1405 Westwood Pl is owned and occupied by two individuals who acquired it in February 2022.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jan 24, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 23, 2017	Deed of Trust, Mortgage · Line of Credit SAN DIEGO COUNTY CU
Mar 13, 2019	Deed of Trust, Mortgage · ARM SAN DIEGO COUNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2012 · Amount on File
Deed Sale	Jun 22, 2012 · Amount on File
Prior Sale	Apr 11, 1996 · Amount on File
Deed Document Number	2012365930
Last Transfer Date	Feb 3, 2022
Transfer Doc	0000059873
Record Updated	Oct 29, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 8, 2022
Property Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658
Document Number	0000059873
Map Reference	MAP 9354
Instrument Date	Feb 3, 2022
Instrument	2022-0059873
Transaction Type	Transfer
Record Updated	Feb 16, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 24, 2022
Property Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658
Document Number	0000034506
Map Reference	MAP 9354
Instrument Date	Jan 19, 2022
Instrument	2022-0034506
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658

Mortgage

Document Number	0000034507
Date	Jan 24, 2022
Instrument	2022-0034507

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000229896
Date	May 23, 2017
Instrument	2017-0229896

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	OCEANSIDE, CA 92056

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jun 16, 2037

Interest

Rate Type	Adjustable Rate
Rate	4%
Change Frequency	Monthly
Index	Prime Rate
Max Rate	17.5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 WESTWOOD PL, OCEANSIDE, CA 92056-6658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000089945
Date	Mar 13, 2019
Instrument	2019-0089945

Lender

Name	SAN DIEGO COUNTY CU
Type	Credit Union
Address	SAN DIEGO, CA 92196

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Apr 1, 2024
Change Frequency	5 Years
Min Rate At Change	2.75%
Max Rate At Change	5.37%
Index	5-Year CMT
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Westwood Pl was $4,237.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$377,931 (+2%) Land $135,940 Building $241,991
2025	$4,237.00	$370,522 Land $133,275 Building $237,247
2023	$3,901.00 (+0.26%)	$356,136 Land $128,100 Building $228,036
2022	$3,891.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1405 Westwood Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1405 Westwood Pl has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 515 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: San Diego Broadband.

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