1405 W Grace St, Kankakee, IL 60901 Property Records

Kankakee County property record for 1405 W Grace St, Kankakee, IL 60901

Property Summary

Property Type	Single Family Home
Lot Size	0.317 acres (13,827 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Jun 2025)
Tax Bill	$4,176 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-16-01-404-021`

Property Details

APN / Parcel Number

Primary APN	`16-16-01-404-021`

Exterior

Lot Area	13,827 sqft (0.317 acres)

Location & Zoning

Street Address	1405 W GRACE ST
City	KANKAKEE
State	IL
Zip	60901-4518
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRACEFIELD SUB 1ST ADDN LOT 12 BLK 9 01-30-14W
Legal Subdivision	GRACEFIELD SUB
Legal Block	9
Legal Lot Number	12
Jurisdiction	KANKAKEE IL
Township / Civil Division	KANKAKEE
Census Block Group	1
Census Block	1014
Census Tract	12200

Owner

Source: Kankakee County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 W GRACE ST, KANKAKEE, IL 60901-4518
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR BANK & FINANCIAL SVCS
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDLAND STATES BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025 · Amount on Record
Deed Sale	Jun 18, 2025 · Amount on Record
Prior Sale	Jun 16, 2025 · Amount on Record
Deed Document Number	20255544
Prior Transfer Date	Jun 13, 2025
Prior Transfer Doc	0202505544
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1405 W GRACE ST, KANKAKEE, IL 60901-4518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201811268
Date	Oct 9, 2018
Instrument	201811268

Lender

Name	HOMESTAR BANK & FINANCIAL SVCS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Oct 2, 2023

Interest

Rate Type	Fixed Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANKAKEE IL
Property Address	1405 W GRACE ST, KANKAKEE, IL 60901-4518
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202015078
Date	Dec 1, 2020
Instrument	202015078

Lender

Name	MIDLAND STATES BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2025

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Kankakee County assessment roll, as of April 7, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kankakee County
County Subdivision	Kankakee Township
Municipality	Kankakee City
Unified School District	Kankakee School District 111 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,176.00 (-50.24%)	$87,322 (+27.4%) Land $10,889 Building $76,433	$261,966 (+27.4%) Land $32,667 Building $229,299
2024	$8,392.00 (+14.3%)
2023		$68,540 Land $8,547 Building $59,993	$205,620 Land $25,641 Building $179,979
2022	$7,342.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1985)
Most Recent Claim	Feb 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA ILLINOIS-KANKAKEE private · serves 80,000 people · EPA ID IL0915030
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	2 ppb (2026) action level 15 ppb
Copper	3.3 mg/L (2017–2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 387 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Bertram Communications.

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