1405 W First St, Kill Devil Hills, NC 27948 Property Records

Dare County property record for 1405 W First St, Kill Devil Hills, NC 27948

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,680 sqft · built 2000
Lot Size	0.459 acres (20,000 sqft)
Owner	2 Company Names on Record
Last Sale	$445,000 (Feb 2019)
Tax Bill	$4,172 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`988417210797`

Property Details

APN / Parcel Number

Primary APN	`988417210797`
Alternative APN	`004046040`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,680 sqft Heated Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	20,000 sqft (0.459 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	988417210797
Street Address	1405 W FIRST ST
City	KILL DEVIL HILLS
State	NC
Zip	27948-8010
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 40 BLK: SEC: PL: B SL: 296
Legal Subdivision	WRIGHT WOODS
Legal Lot Number	40
Legal Unit	1
Jurisdiction	DARE NC
Township / Civil Division	ATLANTIC
Census Block Group	4
Census Block	4007
Census Tract	970200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Wright Brothers National Memorial listed 1966 · 6 contributing resources · National Historic Landmark (designated 2001) · NRIS 66000071

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dare County records, as of October 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2021	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Feb 28, 2019	Warranty Deed, Transfer · Stand-Alone Refinance FIRST BANK
Oct 5, 2017	Warranty Deed, Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2019 · Amount on Record
Deed Sale	Feb 28, 2019 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	2019700062034
Deed Book / Page	2286 / 747
Last Transfer Date	Jan 20, 2025
Transfer Doc	002779/342
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010
Transaction Type	Mortgage
Record Updated	Sep 21, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010

Mortgage

Document Number	2543/166
Date	Sep 10, 2021
Book Page	2543/166
Instrument	700105324

Lender

Name	FIRST BANK
Type	Bank
Address	KILL DEVIL HILLS, NC 27948

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DARE NC
Property Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010
Transaction Type	Mortgage
Record Updated	Jul 6, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2380/509
Date	Jun 1, 2020
Book Page	2380/509
Instrument	700078526

Lender

Name	FIRST BANK
Type	Bank
Address	GREENSBORO, NC 27401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Feb 28, 2019
Property Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010
Document Number	2286/747
Book / Page	2286 / 747
Instrument Date	Feb 28, 2019
Instrument	700062034
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010

Mortgage

Document Number	2286/751
Date	Feb 28, 2019
Book Page	2286/751
Instrument	700062035

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2049

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DARE NC
Recording Date	Oct 5, 2017
Property Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010
Document Number	2196/725
Book / Page	2196 / 725
Map Reference	PL CAB B SL 296
Instrument Date	Oct 5, 2017
Instrument	700044497
Transaction Type	Transfer
Record Updated	Sep 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,220.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4244 BARLEY ST SW, 4244, CONCORD, NC 28027-8722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 W FIRST ST, KILL DEVIL HILLS, NC 27948-8010

Mortgage

Document Number	2196/731
Date	Oct 5, 2017
Book Page	2196/731
Instrument	700044500

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Max Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Dare County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Dare County
Municipality	Kill Devil Hills Town
Unified School District	Dare County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,172.00 (+17.95%)	$768,200 (+64.08%) Land $151,500 Building $616,700
2023	$3,537.00	$468,200 Land $92,900 Building $375,300
2020			$768,200 Land $151,500 Building $616,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 137 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	272 units insured incl. 135 condo units
Nearby Flood Claims	140 (1989–2020)
Claims Outside the SFHA	17 of 140
Most Recent Claim	Jan 2020 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 23 claims Hurricane Irene, Aug 2011 · 54 claims Hurricane Dennis, Sep 1999 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 89% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF KILL DEVIL HILLS serves 7,200 people · EPA ID NC0428015
Water Source	Purchased groundwater from DARE COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed.

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