1405 Thames Dr, Foley, AL 36535 Property Records

Baldwin County property record for 1405 Thames Dr, Foley, AL 36535

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,080 sqft · built 2013
Lot Size	0.25 acres (11,035 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (Aug 2013)
Tax Bill	$997 (2023)
Deeds & Mortgages	Sep 2021 Transfer Jan 2018 Loan Modification
Flood Zone	Zone AE (high risk)
APN	`54-09-31-0-000-005.039`

Property Details

APN / Parcel Number

Primary APN	`54-09-31-0-000-005.039`
Alternative APNs	`261732` `383460`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,080 sqft Heated Area
1st Floor Area	2,080 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,035 sqft (0.25 acres)
Lot Dimensions	145 ft deep x 76.1 ft wide
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	383460
Street Address	1405 THAMES DR
City	FOLEY
State	AL
Zip	36535-3568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	76.1' X 145' IRR LOT 49 RIVER TRACE SUB PHASE 2 SLIDE 2147-E IN THE CITY OF FOLEY SEC 31-T7S-R4E (WD/SURVIVORSHIP)
Legal Subdivision	RIVER TRACE PHASE TWO
Legal Phase	2
Legal Block	PH-2
Legal Lot Number	49
Jurisdiction	BALDWIN AL
Township / Civil Division	FOLEY
Census Block Group	1
Census Block	1002
Census Tract	11503

Owner

1405 Thames Dr is owned and occupied by an individual who acquired it in August 2021.

Source: Baldwin County records, as of April 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 THAMES DR, FOLEY, AL 36535-3568
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2021	Intrafamily Transfer, Transfer
Jan 13, 2018	Loan Modification, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2013 · Amount on File
Deed Sale	Aug 27, 2013 · Amount on File
Prior Sale	Aug 16, 2013 · Amount on File
Deed Document Number	20131417256
Last Transfer Date	Aug 25, 2021
Transfer Doc	0001941179
Record Updated	Jun 8, 2026

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALDWIN AL
Recording Date	Sep 3, 2021
Property Address	1405 THAMES DR, FOLEY, AL 36535-3568
Document Number	0001941179
Map Reference	SL 2147-E
Instrument Date	Aug 25, 2021
Instrument	1941179
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1405 THAMES DR, FOLEY, AL 36535-3568

January 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	BALDWIN AL
Property Address	1405 THAMES DR, FOLEY, AL 36535-3568
Document Number	0001679871
Instrument Date	Jan 13, 2018
Transaction Type	Mortgage
Record Updated	Aug 31, 2018
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 THAMES DR FOLEY AL 365353568, FOLEY, AL 36535-3568

Mortgage

Document Number	0001679871
Date	Feb 14, 2018
Instrument	1679871

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	480 Months
Due	Feb 13, 2058

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: Baldwin County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Baldwin County
Municipality	Foley City
Unified School District	Baldwin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$33,060 Land $3,640 Building $29,420	$330,500 Land $36,300 Building $294,200
2023	$997.00 (+21.14%)	$30,240 (+21.25%)	$302,200 (+21.17%) Land $38,200 Building $264,000
2022	$823.00 (+19.97%)	$24,940	$249,400 Land $38,800 Building $210,600
2021	$686.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Thames Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 27, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 68 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	68 in force
Nearby Flood Claims	17 (2014–2020)
Claims Outside the SFHA	4 of 17
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Thames Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 74% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FOLEY, UTILITIES BOARD OF THE serves 50,919 people · EPA ID AL0000036
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: C Spire Wireless.

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