Harford County property record for 1405 Terry Way, Fallston, MD 21047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,904 sqft · built 1965 |
| Lot Size | 0.561 acres (24,420 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Aug 2008) |
| Tax Bill | $4,203 (2025) |
| Deeds & Mortgages | Oct 2020 Line of Credit Aug 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-093271 |
| Primary APN | 03-093271 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,904 sqft Total Area |
| Basement Area | 325 sqft |
| Finished Basement | 325 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 24,420 sqft (0.561 acres) |
| Lot Dimensions | 185 ft deep x 132 ft wide |
| Garage Type | Attached |
| Porch | Slab |
| Porch Area | 110 sqft |
| Patio Area | 442 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 093271 |
|---|---|
| Street Address | 1405 TERRY WAY |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 40 24420 SQ FT 1405 TERRY WAY WOODRIDGE MAN S1 P 15/72 |
| Legal Subdivision | WOODBRIDGE MANOR SEC 01 |
| Legal Lot Number | 40 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 3, BEL AIR |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 303400 |
Source: Harford County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1405 TERRY WAY, FALLSTON, MD 21047-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2020 | Deed of Trust, Mortgage · Line of Credit PEOPLES BANK |
| Aug 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Jun 9, 2022 | Deed of Trust, Mortgage · Line of Credit PEOPLESBANK |
| Dec 15, 2016 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLESBANK/CORDORUS VLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2008 · Amount on Record |
| Deed Sale | Aug 12, 2008 · Amount on Record |
| Prior Sale | Aug 14, 2000 |
| Deed Document Number | 2008142 |
| Deed Book / Page | 7907 / 737 |
| Transfer Doc | 0000000285 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1405 TERRY WAY, FALLSTON, MD 21047-2627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0142220329 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 14222/329 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1405 TERRY WAY, FALLSTON, MD 21047-2627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0140480249 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 14048/249 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | YORK, PA 17405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1405 TERRY WAY, FALLSTON, MD 21047-2627 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1405 TERRY WAY, FALLSTON, MD 21047-2627 |
| Document Number | 0155470177 |
|---|---|
| Date | Jun 9, 2022 |
| Book Page | 15547/177 |
| Name | PEOPLESBANK |
|---|---|
| Address | BEL AIR, MD 21014 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 1405 TERRY WAY, FALLSTON, MD 21047-2627 |
| Document Number | 0121820290 |
| Instrument Date | Dec 15, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1405 TERRY WAY FALLSTON MD 210472627, FALLSTON, MD 21047-2627 |
| Document Number | 0121820290 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 012182/000290 |
| Name | PEOPLESBANK/CORDORUS VLY |
|---|---|
| Type | Funding / Finance Company |
| Address | YORK, PA 17405-2887 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 11, 2037 |
Source: Harford County assessment roll, as of August 12, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $403,633 (+10.16%) | $422,900 (+7.34%) Land $106,000 Building $316,900 | |
| 2025 | $4,203.00 (+7.71%) Homeowner's exemption | ||
| 2023 | $366,400 | $394,000 Land $106,000 Building $288,000 | |
| 2022 | $3,902.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 2 (1979–2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARYLAND AMERICAN WATER COMPANY private · serves 13,200 people · EPA ID MD0120003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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