1405 Teal Ln, Frederick, MD 21703 Property Records

Frederick County property record for 1405 Teal Ln, Frederick, MD 21703 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,785 sqft · built 1989
Lot Size	0.183 acres (7,971 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Nov 2020)
Tax Bill	$7,831 (2025)
Deeds & Mortgages	Oct 2025 Transfer Nov 2020 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-161842`

Property Details

APN / Parcel Number

Primary APN	`02-161842`
Alternative APNs	`2161842` `161842`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,785 sqft Living Area
Gross Area	3,023 sqft
1st Floor Area	1,155 sqft
Basement Area	800 sqft
Finished Basement	800 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,971 sqft (0.183 acres)
Garage Type	Attached
Garage Area	238 sqft
Parking Spaces	1 Parking Space
Deck Area	464 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	161842
Street Address	1405 TEAL LN
City	FREDERICK
State	MD
Zip	21703-1387
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 20 SEC 1 PLAT 2 0.183 ACRES GOLF VIEW
Legal Subdivision	GOLF VIEW
Legal Lot Number	20
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3010
Census Tract	750506

Owner

Source: Frederick County records · APN 02-161842

Assessment roll updated August 4, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2025	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 25, 2020	Deed, Transfer · FHA Mortgage CITY LENDING INC
Mar 11, 2020	Grant Deed, Transfer ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO
Oct 15, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jun 19, 2017	Loan Modification, Mortgage · FHA Mortgage OCWEN LN SERVICING
Jun 19, 2017	Loan Modification, Mortgage · Conventional Mortgage OCWEN LN SERVICING

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 25, 2020 · Amount on Record
Deed Sale	Nov 25, 2020 · Amount on Record
Prior Sale	Mar 11, 2020 · Amount on Record
Deed Book / Page	14299 / 483
Last Transfer Date	Sep 09, 2025
Transfer Doc	0175670417
Record Updated	Jun 08, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK MD
Recording Date	Oct 22, 2025
Property Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Document Number	0175670417
Book / Page	17567 / 417
Map Reference	PL 40 PL 173
Instrument Date	Sep 09, 2025
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1405 TEAL LN, FREDERICK, MD 21703-1387

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Nov 25, 2020
Property Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Document Number	0142990483
Book / Page	14299 / 483
Map Reference	PL 40 PL 173
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Aug 09, 2021
Title Company	THE AMERICAS TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety

Mortgage

Document Number	14299492
Date	Nov 25, 2020
Instrument	14299/492

Lender

Name	CITY LENDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2050

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 11, 2020
Property Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Document Number	0135820195
Book / Page	013582 / 000195
Instrument Date	Jan 12, 2020
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$244.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14200 PLEASANT MEADOW CT NORTH POTOMAC MD 208784257, NORTH POTOMAC, MD 20878-4257

October 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 15, 2019
Property Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Document Number	0132740352
Book / Page	013274 / 000352
Instrument Date	Apr 19, 2019
Transaction Type	Foreclosure
Record Updated	Oct 29, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$234.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1405 TEAL LN FREDERICK MD 217031387, FREDERICK, MD 21703-1387

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Document Number	0119720273
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 TEAL LN FREDERICK MD 217031387, FREDERICK, MD 21703-1387

Mortgage

Document Number	0119720273
Date	Aug 10, 2017
Book Page	011972/000273

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 09, 2047

Interest

Rate	4.37%

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FREDERICK MD
Property Address	1405 TEAL LN, FREDERICK, MD 21703-1387
Document Number	0119720276
Instrument Date	Jun 19, 2017
Transaction Type	Mortgage
Record Updated	Dec 08, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 TEAL LN FREDERICK MD 217031387, FREDERICK, MD 21703-1387

Mortgage

Document Number	0119720276
Date	Aug 10, 2017
Book Page	011972/000276

Lender

Name	OCWEN LN SERVICING
Type	Funding / Finance Company
Address	WEST PALM BEACH, FL 33416-9838

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,831.00 (+11.78%)	$424,200 (+28.26%) Land $117,900 Building $306,300	$424,200 (-) Land $117,900 Building $306,300
2024	$7,006.00 (+16.13%)
2023	$6,033.00	$330,733	$424,200 Land $117,900 Building $306,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217505063, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2014–2018)
Most Recent Claim	May 2018, river or lake flooding, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 478 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Shenandoah Telecommunications Company	Fiber	8,000 / 8,000
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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