1405 Sun Tree Ct, Naperville, IL 60564 Property Records

DuPage County property record for 1405 Sun Tree Ct, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,266 sqft · built 1992
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$450,000 (Apr 2014)
Tax Bill	$16,704 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-32-405-023`

Property Details

APN / Parcel Number

Primary APN	`07-32-405-023`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,266 sqft Living Area
Gross Area	4,710 sqft
1st Floor Area	1,748 sqft
2nd Floor Area	1,518 sqft
Basement Area	1,444 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick
Construction Type	Brick
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	13.4 ft deep x 8.7 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1405 SUN TREE CT
City	NAPERVILLE
State	IL
Zip	60564-9305
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	WHITE EAGLE CLUB UNIT 4 ALL
Legal Subdivision	WHITE EAGLE CLUB UNIT 4
Legal Lot Number	258
Legal Unit	4
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	1
Census Block	1001
Census Tract	846513

Owner

1405 Sun Tree Ct is owned and occupied by two individuals who bought it in April 2014.

Source: DuPage County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1405 SUN TREE CT, NAPERVILLE, IL 60564-9305
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Nov 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2014 · Amount on File
Deed Sale	Apr 22, 2014 · Amount on File
Prior Sale	Jan 13, 2005 · Amount on File
Deed Document Number	201433075
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DU PAGE IL
Property Address	1405 SUN TREE CT, NAPERVILLE, IL 60564-9305
Transaction Type	Mortgage
Record Updated	Dec 14, 2021
Title Company	ACQUEST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030070
Date	Feb 25, 2021
Instrument	R2021-030070

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Nov 30, 2017
Property Address	1405 SUN TREE CT, NAPERVILLE, IL 60564-9305
Document Number	0000122868
Instrument Date	Nov 14, 2017
Instrument	122868
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	413 GREENBRIAR DR GLENDALE HEIGHTS IL 601394507, GLENDALE HEIGHTS, IL 60139-4507

Mortgage

Document Number	122869
Date	Nov 30, 2017
Instrument	122869

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Sun Tree Ct was $16,704 with a homeowner's exemption, up 5.5% from the year before.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	DuPage County
County Subdivision	Naperville Township
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,704.00 (+5.49%) Homeowner's exemption	$240,015 (+9.67%) Land $60,074 Building $179,941	$720,045 (+9.67%) Land $180,222 Building $539,823
2024	$15,835.00	$218,852 Land $54,777 Building $164,075	$656,556 Land $164,331 Building $492,225
2022	$14,252.00 Homeowner's exemption	$178,430 Land $44,300 Building $134,130	$535,290 Land $132,900 Building $402,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Sun Tree Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1405 Sun Tree Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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