1405 Summit St, Lake Charles, LA 70615 Property Records

Calcasieu Parish property record for 1405 Summit St, Lake Charles, LA 70615

Property Summary

Property Type	Single Family Home
Lot Size	0.022 acres (998 sqft)
Owner	Individual Name on Record
Last Sale	$19,200 (May 2014)
Tax Bill	$442 (2025)
Deeds & Mortgages	Jan 2015 Line of Credit May 2014 Sale
Flood Zone	Zone AE (high risk)
APN	`00429058`

Property Details

APN / Parcel Number

Primary APN	`00429058`

Exterior

Lot Area	998 sqft (0.022 acres)

Location & Zoning

Street Address	1405 SUMMIT ST
City	LAKE CHARLES
State	LA
Zip	70615-4974
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@031008-1655-6 0009 0000 -1405 SUMMIT- LOT 9 BLK 6 ROSTEET TERRACE REF1-IRIS AND MAYO THIBODEAUX B 1211 P 470-72 REF2-SIMON,
Legal Range	08
Legal Township	10
Legal Section	03
Legal Subdivision	SUBDIVISION ROSTEET
Legal Block	6
Legal Lot Number	9
Jurisdiction	CALCASIEU LA
Township / Civil Division	4
Census Block Group	3
Census Block	3010
Census Tract	601

Owner

Source: Calcasieu Parish records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5367 E CRESTVIEW DR, LAKE CHARLES, LA 70605-5278
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2015	Deed of Trust, Mortgage · Line of Credit MIDSOUTH BANK NA
May 2, 2014	Cash Sale Deed, Transfer LAKE WALES TITLE COMPANY LLC, LAKE CHARLES TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2014 · Amount on Record
Deed Sale	May 2, 2014 · Amount on Record
Deed Document Number	20143137234
Deed Book / Page	3949 / 779
Record Updated	Sep 20, 2026

January 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	1405 SUMMIT ST, LAKE CHARLES, LA 70615-4974
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004594/434
Date	Jan 13, 2015
Book Page	4594/434
Instrument	3168507

Lender

Name	MIDSOUTH BANK NA
Address	LAFAYETTE, LA 70502

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2014: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	CALCASIEU LA
Recording Date	May 2, 2014
Property Address	1405 SUMMIT ST, LAKE CHARLES, LA 70615-4974
Document Number	003949/779
Book / Page	3949 / 779
Instrument Date	May 1, 2014
Instrument	3137234
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	LAKE WALES TITLE COMPANY LLC, LAKE CHARLES TITLE CO LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5367 E CRESTVIEW DR, LAKE CHARLES, LA 70605-5278

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Municipality	Lake Charles City
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$442.00 (+4.49%)	$3,710 (-) Land $1,030 Building $2,680	$37,100 (-) Land $10,300 Building $26,800
2024	$423.00 (-1.17%)	$3,710 (-) Land $1,030 Building $2,680	$37,100 (-) Land $10,300 Building $26,800
2023	$428.00 (+0.47%)	$3,710 (-) Land $1,030 Building $2,680	$37,100 (-) Land $10,300 Building $26,800
2022	$426.00	$3,710 Land $1,030 Building $2,680	$37,100 Land $10,300 Building $26,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 70 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	70 in force
Nearby Flood Claims	43 (2017–2021)
Claims Outside the SFHA	13 of 43
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 21 claims Hurricane Delta, Oct 2020 · 15 claims Tropical Storm Harvey, Aug 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CHARLES WATER SYSTEM serves 79,500 people · EPA ID LA1019029
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Metronet, T-Mobile.

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