Ramsey County property record for 1405 Summit Ave, Saint Paul, MN 55105
| Property Type | Duplex |
|---|---|
| Details | 9 bd · 7.5 ba · 7,034 sqft · built 1910 |
| Lot Size | 0.418 acres (18,200 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $35,984 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-28-23-24-0147 |
| Primary APN | 03-28-23-24-0147 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 9 Beds |
|---|---|
| Full Baths | 7.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 22 Plumbing Fixtures |
| Total Rooms | 17 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 7,034 sqft Living Area |
| 1st Floor Area | 2,653 sqft |
| Basement Area | 720 sqft |
| Finished Basement | 720 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 18,200 sqft (0.418 acres) |
| Lot Dimensions | 200 ft deep x 91 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,056 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 158022 |
|---|---|
| Street Address | 1405 SUMMIT AVE |
| City | SAINT PAUL |
| State | MN |
| Zip | 55105-2240 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | BOULEVARD ADDITION EX AVE E 1O FT OF LOT 28 AND ALL OF LOTS 29 AND LOT 30 BLK 13 |
| Legal Range | 23 |
| Legal Township | 28 |
| Legal Section | 03 |
| Legal Subdivision | BOULEVARD ADDITION |
| Legal Block | 13 |
| Legal Lot Number | 28-30 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 35200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Summit Avenue Historic District listed 1993 · 393 contributing resources · NRIS 93000332 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1405 SUMMIT AVE, SAINT PAUL, MN 55105-2240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAMSEY MN |
| Property Address | 1405 SUMMIT AVE, SAINT PAUL, MN 55105-2240 |
| Document Number | 0002642515 |
| Instrument Date | Jun 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Address | 1405 SUMMIT AVE ST PAUL MN 551052240, ST PAUL, MN 55105-2240 |
| Document Number | 0002642515 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 2642515 |
| Name | ASSOCIATED BK |
|---|---|
| Type | Bank |
| Address | SAINT PAUL, MN 55104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 10, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,976,300 (+10.3%) Land $399,800 Building $1,576,500 | $1,976,300 (+10.3%) Land $399,800 Building $1,576,500 | |
| 2025 | $35,984.00 (+12.42%) | ||
| 2023 | $32,008.00 | $1,791,700 Land $399,800 Building $1,391,900 | $1,791,700 Land $399,800 Building $1,391,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber · DSL in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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