1405 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1405 State St, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	3,136 sqft · built 1984
Lot Size	0.084 acres (3,675 sqft)
Owner	Individual Name on File
Last Sale	$129,500 (Jan 2006)
Tax Bill	$7,379 (2025)
Deeds & Mortgages	Aug 2025 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.60-3-45`

Property Details

APN / Parcel Number

Primary APN	`421500 49.60-3-45`
Alternative APN	`150004906000030450000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	3,136 sqft Gross Area
Basement Area	1,568 sqft
Unfinished Basement	1,568 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Lot Area	3,675 sqft (0.084 acres)
Lot Dimensions	105 ft deep x 35 ft wide
Porch	Slab
Porch Area	441 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2751
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	03 - MULTI
Legal Description	FENWICK MAP 2 WOOD
Legal Block	3
Legal Lot Number	45.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	2
Census Block	2003
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.60-3-45

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	86 ST II HILL RD, HAMLEW
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 09, 2006 · Amount on Record
Deed Sale	Jan 09, 2006 · Amount on Record
Deed Book / Page	1724 / 253
Last Transfer Date	May 22, 2025
Transfer Doc	0000019120
Record Updated	Sep 20, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 11, 2025
Property Address	1405 STATE ST, SCHENECTADY, NY 12304-2751
Document Number	0000019120
Instrument Date	May 22, 2025
Instrument	202519120
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	ALL STATE ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	86 ST H HALL RD, DENVER, CO 80219

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,379.00 (+5.76%)	$128,400 (-) Land $11,400 Building $117,000	$212,618 (+30.82%) Land $18,877 Building $193,741
2023		$128,400 (-) Land $11,400 Building $117,000	$162,532 (+3.8%) Land $14,430 Building $148,102
2022		$128,400 Land $11,400 Building $117,000	$156,585 Land $13,902 Building $142,683
2021	$6,977.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile USA.

Based on FCC filings for 924 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.