Monroe County property record for 1405 Sauget, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,488 sqft Living Area |
| Lot Size | 59,213 sqft (1.36 acres) |
| Garage | 440 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $3,864.00 (2024) |
| Primary APN | 08-16-181-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Building Area | 1,488 sqft Living Area |
| 1st Floor | 1,488 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 59,213 sqft (1.36 acres) |
| Garage Area | 440 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 120 sqft Shed |
| Deck Area | 320 sqft Deck |
| Patio Area | 320 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 240 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 1405 SAUGET |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3276 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOT 6N |
| Legal Range | 09W |
| Legal Township | 02S |
| Legal Section | 16 |
| Legal Lot Number | 6N |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 28 |
| Census Blockgroup | 2 |
| Census Block | 2004 |
| Census Tract | 600401 |
Source: Monroe County records · APN 08-16-181-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1405 SAUGET, WATERLOO, IL 62298-3276 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Nov 04, 2022 | Intrafamily Transfer, Transfer ATTORNEY |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) SCOTT CU |
| Mar 08, 2019 | Deed of Trust, Mortgage · Line of Credit SCOTT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Nov 03, 2022 |
| Transfer Doc | 0000426848 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Nov 04, 2022 |
| Property Address | 1405 SAUGET, WATERLOO, IL 62298-3276 |
| Document Number | 0000426848 |
| Map Reference | MB 104 PG 374 |
| Instrument Date | Nov 03, 2022 |
| Instrument | 426848 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 1405 SAUGET, WATERLOO, IL 62298-3276 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1405 SAUGET, WATERLOO, IL 62298-3276 |
| Document Number | 0000405298 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 06, 2020 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1405 SAUGET WATERLOO IL 622983276, WATERLOO, IL 62298-3276 |
| Document Number | 0000405298 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 405298 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 17, 2029 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1405 SAUGET, WATERLOO, IL 62298-3276 |
| Document Number | 0000400387 |
| Instrument Date | Mar 08, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2019 |
| Title Company | ILLINOIS TITLE AND ESCROW, ILLINOIS TITLE & ESCROW |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1405 SAUGET WATERLOO IL 622983276, WATERLOO, IL 62298-3276 |
| Document Number | 0000400387 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 400387 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 14, 2039 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $71,950 (+18.38%) Land $13,130 Building $58,820 | $215,850 (+18.38%) Land $39,390 Building $176,460 | |
| 2024 | $3,864.00 | ||
| 2022 | Additional exemption filed | $60,780 Land $13,130 Building $47,650 | $182,340 Land $39,390 Building $142,950 |
1405 Sauget is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 6th percentile of exposed land nationally · 38th in Illinois |
|---|---|
| Wildfire Likelihood | Low — less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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