1405 S 49th St, Temple, TX 76504 Property Records

Bell County property record for 1405 S 49th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1.75 ba · 1,632 sqft · built 1958
Lot Size	0.25 acres (10,890 sqft)
Owner	Company Name on Record
Last Sale	$159,400 (Aug 2021)
Tax Bill	$4,130 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0048130000`

Property Details

APN / Parcel Number

Primary APN	`0048130000`
Alternative APNs	`10475` `6745`

Interior

Full Baths	1.75 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,632 sqft Living Area
1st Floor Area	1,632 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	140 ft deep x 78 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 S 49TH ST
City	TEMPLE
State	TX
Zip	76504-6588
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	FLORINE TERRACE, BLOCK 001, LOT PT 3, 5, (S 52 OF 3 & N 26 OF 5), ACRES 0.25
Legal Subdivision	FLORINE TERRACE
Legal Block	1
Legal Lot Number	3,5
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2002
Census Tract	21102

Owner

Source: Bell County records, as of April 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	5512 CALDELANA DR, BELTON, TX 76513-3134
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage TEXELL CU
Aug 2, 2021	Vendor's Lien, Transfer · Line of Credit EXTRACO BANKS NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Deed Document Number	202149330
Prior Transfer Date	Jul 27, 2021
Prior Transfer Doc	0000049330
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1405 S 49TH ST, TEMPLE, TX 76504-6588
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001638
Date	Jan 10, 2022
Instrument	2022001638

Lender

Name	TEXELL CU
Type	Credit Union
Address	TEMPLE, TX 76501

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 7, 2037

Interest

Rate Type	Adjustable Rate

August 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Aug 2, 2021
Property Address	1405 S 49TH ST, TEMPLE, TX 76504-6588
Document Number	0000049330
Map Reference	CAB A SL 121-A
Instrument Date	Jul 27, 2021
Instrument	2021049330
Transaction Type	Transfer
Record Updated	Mar 16, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1610 S 31ST ST STE 101, 1610, TEMPLE, TX 76504-6726

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	955 RIDGEOAK DR, BELTON, TX 76513-6278

Mortgage

Document Number	0000049331
Date	Aug 2, 2021
Instrument	2021049331

Lender

Name	EXTRACO BANKS NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 30, 2031

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,130.00 (+2.99%)	$196,922 (+0.87%) Land $32,670 Building $164,252	$196,922 (+0.87%) Land $32,670 Building $164,252
2023	$4,010.00 (-4.2%)	$195,225 Land $32,670 Building $162,555	$195,225 Land $32,670 Building $162,555
2022	$4,186.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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