1405 S 39th St, Temple, TX 76504 Property Records

Bell County property record for 1405 S 39th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 978 sqft · built 1953
Lot Size	0.215 acres (9,380 sqft)
Owner	Individual Name on Record
Last Sale	$163,631 (Jun 2026)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0117260000`

Property Details

APN / Parcel Number

Primary APN	`0117260000`
Alternative APNs	`52710` `35930`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	978 sqft Living Area
1st Floor Area	978 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,380 sqft (0.215 acres)
Lot Dimensions	140 ft deep x 67 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	66 sqft
Canopy	200 sqft
Storage Building	40 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 S 39TH ST
City	TEMPLE
State	TX
Zip	76504-6636
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2F
Legal Description	SUNSET, BLOCK 004, LOT 0002
Legal Subdivision	SUNSET
Legal Block	4
Legal Lot Number	2
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	3
Census Block	3003
Census Tract	21102

Owner

Source: Bell County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 S 39TH ST, TEMPLE, TX 76504-6636
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2026 · Amount on Record
Deed Sale	Jun 12, 2026 · Amount on Record
Prior Sale	Nov 18, 2025
Deed Document Number	202629652
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BELL TX
Recording Date	Jun 12, 2026
Property Address	1405 S 39TH ST, TEMPLE, TX 76504-6636
Document Number	0000029652
Instrument Date	Jun 11, 2026
Instrument	202629652
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	FIRST COUNTY TITLE, FIRST COMMUNITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 S 39TH ST, TEMPLE, TX 76504-6636

Mortgage

Document Number	0000029653,
Date	Jun 12, 2026
Instrument	202629653

Lender

Name	SYNERGY ONE LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 (+23.7%)	$82,983 (+2.91%) Land $29,735 Building $53,248	$82,983 (+2.91%) Land $29,735 Building $53,248
2023	$1,848.00 (+12.14%)	$80,637 Land $29,735 Building $50,902	$80,637 Land $29,735 Building $50,902
2022	$1,648.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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