Curry County property record for 1405 Ross St, Clovis, NM 88101
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on File |
| Tax Bill | $226 (2025) |
| Deeds & Mortgages | May 2025 Construction Loan May 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 31038 |
| Primary APN | 31038 |
|---|---|
| Alternative APNs |
|
| Account Number | 31038 |
|---|---|
| Street Address | 1405 ROSS ST |
| City | CLOVIS |
| State | NM |
| Zip | 88101-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MAULDIN TRACT 25 LOT 19 N 40'OF W 60' |
| Legal Tract | 25 |
| Legal Lot Number | 19 |
| Jurisdiction | CURRY NM |
| Township / Civil Division | CLOVIS |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 305 |
1405 Ross St is owned and occupied by an individual who acquired it in May 2025.
Source: Curry County records, as of November 24, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1405 ROSS ST, CLOVIS, NM 88101-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2025 | Deed of Trust, Mortgage · Construction Mortgage WESTERN COMMERCE BANK |
| May 1, 2025 | Warranty Deed, Transfer · Line of Credit WESTERN COMMERCE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2025 |
| Deed Sale | May 1, 2025 |
| Deed Document Number | 2025002018 |
| Deed Book / Page | 2025 / 2018 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CURRY NM |
| Property Address | 1405 ROSS ST, CLOVIS, NM 88101-4811 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 02025/2055 |
|---|---|
| Date | May 2, 2025 |
| Book Page | 2025/2055 |
| Instrument | 2025002055 |
| Name | WESTERN COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | CARLSBAD, NM 88221 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CURRY NM |
| Recording Date | May 1, 2025 |
| Property Address | 1405 ROSS ST, CLOVIS, NM 88101-4811 |
| Document Number | 02025/2018 |
| Book / Page | 2025 / 2018 |
| Instrument Date | Apr 30, 2025 |
| Instrument | 2025002018 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Title Company | CURRY COUNTY ABSTRACT AND TITLE, CURRY CNTY ABSTRACT & TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1405 ROSS ST, CLOVIS, NM 88101-4811 |
| Document Number | 2025002019 |
|---|---|
| Date | May 1, 2025 |
| Instrument | 2025002019 |
| Name | WESTERN COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 1, 2040 |
| Rate | 7.5% |
|---|
The 2025 property tax bill for 1405 Ross St was $226, up 3.7% from the year before.
Source: Curry County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Curry County |
| Municipality | Clovis City |
| Unified School District | Clovis Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $226.00 (+3.67%) | $8,960 (+2.72%) Land $800 Building $8,160 | $26,880 (+2.72%) Land $2,400 Building $24,480 |
| 2024 | $218.00 | $8,723 (+2.71%) Land $800 Building $7,923 | $26,169 (+2.71%) Land $2,400 Building $23,769 |
| 2023 | $8,493 (+2.71%) Land $800 Building $7,693 | $25,479 (+2.71%) Land $2,400 Building $23,079 | |
| 2022 | $8,269 Land $800 Building $7,469 | $24,807 Land $2,400 Building $22,407 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1405 Ross St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1405 Ross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EPCOR WATER NEW MEXICO INC CLOVIS private · serves 41,066 people · EPA ID NM3527305 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Plateau Telecommunications Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
May also be available: Verizon.
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