1405 Rivercrest Rd, San Marcos, CA 92078 Property Records

San Diego County property record for 1405 Rivercrest Rd, San Marcos, CA 92078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,742 sqft · built 2003
Lot Size	0.163 acres (7,114 sqft)
Owner	Individual Name on Record
Last Sale	$1,625,000 (Jun 2022)
Tax Bill	$21,618 (2025)
Deeds & Mortgages	Jun 2022 Sale Jun 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-570-05-00`

Property Details

APN / Parcel Number

Primary APN	`223-570-05-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,742 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	7,114 sqft (0.163 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1405 RIVERCREST RD
City	SAN MARCOS
State	CA
Zip	92078-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	LOT 5 TR 014174
Legal Subdivision	SAN MARCOS THE QUORUM
Legal Tract	014174
Legal Block	3
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3004
Census Tract	20044

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1405 RIVERCREST RD, SAN MARCOS, CA 92078-7992
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2022	Grant Deed, Transfer E-CHICAGO TITLE, CHICAGO TITLE
Jun 30, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage KEY BANK NA
Jan 26, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Apr 30, 2012 · Amount on Record
Deed Document Number	2022270522
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0000270523
Record Updated	Sep 20, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2022
Property Address	1405 RIVERCREST RD, SAN MARCOS, CA 92078-7992
Document Number	0000270522
Map Reference	MAP 14174
Instrument Date	Jun 24, 2022
Instrument	2022-0270522
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 RIVERCREST RD, SAN MARCOS, CA 92078-7992

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2022
Property Address	1405 RIVERCREST RD, SAN MARCOS, CA 92078-7992
Document Number	0000270523
Map Reference	MAP 14174
Instrument Date	May 20, 2022
Instrument	2022-0270523
Transaction Type	Transfer
Record Updated	Jul 11, 2022
Title Company	CHICAGO TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14054 RIVERCREEST ROAD, SAN MARCOS, CA 92078

Mortgage

Document Number	0000270524
Date	Jun 30, 2022
Instrument	2022-0270524

Lender

Name	KEY BANK NA
Type	Bank
Address	CLEVELAND, OH 44144

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jul 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	8.87%
Index	Other
Margin	3
Max Rate	8.87%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1405 RIVERCREST RD, SAN MARCOS, CA 92078-7992
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 RIVERCREST RD, SAN MARCOS, CA 92078-7992

Mortgage

Document Number	0000058859
Date	Jan 26, 2021
Instrument	2021-0058859

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 21, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Marcos City
Unified School District	San Marcos Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,758,938 (+2%) Land $1,466,684 Building $292,254
2025	$21,618.00 (+22.91%) Homeowner's exemption	$1,724,450 (+22.13%) Land $1,437,926 Building $286,524
2023	$17,588.00 (+90.51%) Homeowner's exemption	$1,412,000 Land $1,177,000 Building $235,000
2022	$9,232.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 74% of California
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLECITOS WD serves 114,700 people · EPA ID CA3710002
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2022
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Spectrum Cable	1,000 / 50
San Diego Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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