San Diego County property record for 1405 Ramona Ave, Spring Valley, CA 91977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,200 sqft · built 1978 |
| Lot Size | 0.136 acres (5,930 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $255,000 (Jul 2002) |
| Tax Bill | $5,022 (2025) |
| Deeds & Mortgages | Dec 2023 Transfer Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 579-357-19-00 |
| Primary APN | 579-357-19-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,200 sqft Living Area |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Lot Area | 5,930 sqft (0.136 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1405 RAMONA AVE |
|---|---|
| City | SPRING VALLEY |
| State | CA |
| Zip | 91977-4355 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | BLK 29 LOT 2 TR 001317 |
| Legal Subdivision | EAST SAN DIEGO MASONIC LODGE |
| Legal Tract | 001317 |
| Legal Block | 29 |
| Legal Lot Number | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 13905 |
1405 Ramona Ave is owner-occupied and held in a trust since December 2023.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1405 RAMONA AVE, SPRING VALLEY, CA 91977-4355 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 8, 2023 | Intrafamily Transfer, Transfer |
| Dec 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2002 · Amount on File |
| Deed Sale | Jul 10, 2002 · Amount on File |
| Prior Sale | Mar 13, 2002 · Amount on File |
| Deed Document Number | 2002579249 |
| Last Transfer Date | Dec 4, 2023 |
| Transfer Doc | 0000337801 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 8, 2023 |
| Property Address | 1405 RAMONA AVE, SPRING VALLEY, CA 91977-4355 |
| Document Number | 0000337801 |
| Map Reference | MAP 1317 |
| Instrument Date | Dec 4, 2023 |
| Instrument | 2023-0337801 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1405 RAMONA AVE, SPRING VALLEY, CA 91977-4355 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1405 RAMONA AVE, SPRING VALLEY, CA 91977-4355 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | NORTH AMERICAN TITLE COMPANY, NORTH AMERICAN TITLE CO INC |
| Name | Verified Name |
|---|---|
| Address | 1405 RAMONA AVE, SPRING VALLEY, CA 91977-4355 |
| Document Number | 0000843165 |
|---|---|
| Date | Dec 14, 2021 |
| Instrument | 2021-0843165 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2037 |
The 2025 property tax bill for 1405 Ramona Ave was $5,022 with a homeowner's exemption.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,692 (+2%) Land $184,652 Building $192,040 | |
| 2025 | $5,022.00 Homeowner's exemption | $369,307 Land $181,032 Building $188,275 |
| 2023 | $4,666.00 (+1.72%) Homeowner's exemption | $354,968 Land $174,003 Building $180,965 |
| 2022 | $4,587.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1405 Ramona Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1998–2024) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Jan 2024 · Severe Storm And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1405 Ramona Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
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