1405 Pvt Rd 104, Elbert, CO 80106 Property Records

Elbert County property record for 1405 Pvt Rd 104, Elbert, CO 80106

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,626 sqft · built 1937
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$675,000 (Sep 2023)
Tax Bill	$3,062 (2025)
Deeds & Mortgages	Sep 2026 Sale May 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`95262-00-149`

Property Details

APN / Parcel Number

Primary APN	`95262-00-149`
Alternative APN	`R113579`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,626 sqft Living Area
Gross Area	3,252 sqft
1st Floor Area	1,626 sqft
Basement Area	1,626 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1980
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	R113579
Street Address	1405 PRIVATE ROAD 104
City	ELBERT
State	CO
Zip	80106-9412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	QUARTER: NW SECTION: 26 TOWNSHIP: 9 RANGE: 65 S2 S2 NW4
Jurisdiction	ELBERT CO
Township / Civil Division	ELIZABETH
Census Block Group	2
Census Block	2015
Census Tract	961209

Owner

1405 Pvt Rd 104 is owned and occupied by an individual who acquired it in September 2026.

Source: Elbert County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Special Warranty Deed, Transfer UTAH FIRST TITLE
May 28, 2026	Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FEDERAL CREDIT UNION
Sep 13, 2023	Warranty Deed, Construction Loan · Construction Mortgage AMERICAN FINANCIAL NETWORK INC
Nov 3, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2023 · Amount on File
Deed Sale	Sep 13, 2023 · Amount on File
Deed Document Number	2023629352
Deed Book / Page	838 / 923
Last Transfer Date	Sep 15, 2026
Transfer Doc	0000653688
Record Updated	Oct 29, 2026

September 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Sep 22, 2026
Property Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412
Document Number	0000653688
Book / Page	862 / 505
Instrument Date	Sep 15, 2026
Instrument	2026653688
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	UTAH FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Recording Date	May 28, 2026
Property Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412
Document Number	0000651326
Book / Page	860 / 230
Instrument Date	May 22, 2026
Instrument	2026651326
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412

Mortgage

Document Number	0000651326,
Date	May 28, 2026
Book Page	860/230
Instrument	2026651326

Lender

Name	SECURITY SERVICE FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Jun 1, 2066

Interest

Rate	6.23%
Max Rate	-1%

September 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ELBERT CO
Recording Date	Sep 13, 2023
Property Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412
Document Number	0008380923
Book / Page	838 / 923
Instrument Date	Aug 11, 2023
Instrument	629352
Transaction Type	Construction Loan
Record Updated	Sep 29, 2023
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$67.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412

Mortgage

Document Number	0000629353
Date	Sep 13, 2023
Instrument	629353

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELBERT CO
Property Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412
Transaction Type	Mortgage
Record Updated	Jun 12, 2023
Title Company	AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSOCIAT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 PRIVATE ROAD 104, ELBERT, CO 80106-9412

Mortgage

Document Number	0008220094
Date	Nov 3, 2021
Book Page	822/94
Instrument	613646

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Pvt Rd 104 was $3,062.

Source: Elbert County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Elbert County
Unified School District	Elbert School District 200 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,062.00	$41,090 Land $20,000 Building $21,090	$657,500 Land $320,000 Building $337,500
2023	$2,191.00 (-0.5%)	$34,280 (+8.28%) Land $14,520 Building $19,760	$511,639 (+12.31%) Land $216,705 Building $294,934
2022	$2,202.00	$31,660 Land $12,510 Building $19,150	$455,544 Land $180,000 Building $275,544

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1405 Pvt Rd 104 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 5, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Pvt Rd 104 is high, ranking above 80% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 83% of Colorado
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kellin Communications Fixed Wireless	1,000 / 220
BAM Broadband Fixed Wireless · not low latency	1,000 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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