1405 Prosperity Ct, Williamsburg, VA 23188 Property Records

James City County property record for 1405 Prosperity Ct, Williamsburg, VA 23188

Property Summary

Property TypeSingle Family Home
Details2 bd · 4 ba · 1,994 sqft · built 2019
OwnerIndividual Name on File
Last Sale$375,000 (Dec 2024)
Tax Bill$2,738 (2025)
Deeds & MortgagesJun 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN46-2 21-0-1405

Property Details

APN / Parcel Number

Primary APN46-2 21-0-1405
Alternative APN
  • 35524

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories3 Stories
Building Area1,994 sqft Living Area

Exterior

Year BuiltBuilt 2019
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Garage TypeAttached
Garage Area230 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area40 sqft
Deck Area144 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number35524
Street Address1405 PROSPERITY CT
CityWILLIAMSBURG
StateVA
Zip23188-3040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU MIXED USE
Legal DescriptionU-65 B-L PH-17A GOVERNOR'S GROVE AT FIVE FORKS
Legal SubdivisionGOVERNORS GROVE AT FIVE FORKS
Legal Phase17A
Legal Unit65
JurisdictionJAMES CITY VA
Township / Civil DivisionBERKELEY
Census Block Group1
Census Block1014
Census Tract80307

Owner

1405 Prosperity Ct is owned and occupied by an individual who bought it in December 2024.

Source: James City County records, as of November 17, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1405 PROSPERITY CT, WILLIAMSBURG, VA 23188-3040
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 2, 2024 · Amount on File
Deed SaleDec 2, 2024 · Amount on File
Prior SaleDec 23, 2019 · Amount on File
Deed Document Number202415573
Record UpdatedJun 8, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJAMES CITY VA
Property Address1405 PROSPERITY CT, WILLIAMSBURG, VA 23188-3040
Transaction TypeMortgage
Record UpdatedJun 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0202209039
DateJun 8, 2022
Instrument202209039
Lender
NameSOFI LENDING CORP
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJul 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1405 Prosperity Ct was $2,738, up 6.4% from the year before.

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateVirginia
CountyJames City County
Unified School DistrictJames City County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,738.00 (+6.41%)$329,900 Land $57,500 Building $272,400$329,900 Land $57,500 Building $272,400
2024$2,573.00
2023$253,100 Land $50,400 Building $202,700$253,100 Land $50,400 Building $202,700
2022$2,100.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1405 Prosperity Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1405 Prosperity Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 98.4% of Virginia
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJCSA - CENTRAL SYSTEM
serves 57,726 people · EPA ID VA3095490
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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