1405 Payne Ave, Modesto, CA 95351 Property Records

Stanislaus County property record for 1405 Payne Ave, Modesto, CA 95351 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,655 sqft · built 1957
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Company Names on File
Last Sale	$449,000 (Oct 2019)
Tax Bill	$5,718 (2025)
Deeds & Mortgages	Sep 2023 Transfer Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`039-022-018-000`

Property Details

APN / Parcel Number

Primary APN	`039-022-018-000`
Alternative APNs	`0392218000` `0392218`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,655 sqft Living Area
1st Floor Area	2,655 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Wood
Lot Area	23,087 sqft (0.53 acres)
Lot Width	95 ft Width
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces
Pool Type	In-Ground Pool
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1405 PAYNE AVE
City	MODESTO
State	CA
Zip	95351-4822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	WALNUT MANOR
Legal Block	2
Legal Lot Number	3
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	2
Census Block	2021
Census Tract	2701

Owner

Source: Stanislaus County records · APN 039-022-018-000

Assessment roll updated October 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	1405 PAYNE AVE, MODESTO, CA 95351-4822
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Intrafamily Transfer, Transfer
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 03, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 13, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Oct 04, 2019	Grant Deed, Transfer · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 04, 2019 · Amount on Record
Deed Sale	Oct 04, 2019 · Amount on Record
Prior Sale	Jun 05, 2015 · Amount on Record
Deed Document Number	201968592
Last Transfer Date	Sep 14, 2023
Transfer Doc	0000043673
Record Updated	Sep 20, 2026

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Sep 14, 2023
Property Address	1405 PAYNE AVE, MODESTO, CA 95351-4822
Document Number	0000043673
Map Reference	VOL 18 PG 51
Instrument Date	Sep 14, 2023
Instrument	2023-0043673
Transaction Type	Transfer
Record Updated	Sep 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	1405 PAYNE AVE, MODESTO, CA 95351-4822

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1405 PAYNE AVE, MODESTO, CA 95351-4822
Transaction Type	Mortgage
Record Updated	Apr 21, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 PAYNE AVE, MODESTO, CA 95351-4822

Mortgage

Document Number	0000026661
Date	Apr 11, 2022
Instrument	2022-0026661

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 10, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1405 PAYNE AVE, MODESTO, CA 95351-4822
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042500
Date	May 03, 2021
Instrument	2021-0042500

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	339 Months
Due	Aug 01, 2049

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	1405 PAYNE AVE, MODESTO, CA 95351-4822
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053426
Date	Aug 13, 2019
Instrument	2019-0053426

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jun 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Oct 04, 2019
Property Address	1405 PAYNE AVE, MODESTO, CA 95351-4822
Document Number	0000068592
Map Reference	VOL 18 PG 51
Instrument Date	Oct 02, 2019
Instrument	2019-0068592
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CYPRESS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1405 PAYNE AVE, MODESTO, CA 95351-4822

Mortgage

Document Number	0000068593
Date	Oct 04, 2019
Instrument	2019-0068593

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2049

Tax Assessment & Valuation

Source: Stanislaus County records · Assessment roll updated October 8, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Unified School District	Ceres Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$5,718.00 (+9.62%) Homeowner's exemption	$491,040 (+4.04%) Land $169,512 Building $321,528
2023	$5,216.00 (+0.85%) Homeowner's exemption	$471,975 Land $162,931 Building $309,044
2022	$5,172.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Stanislaus County (06099C), updated October 23, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060990027012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017, river or lake flooding, Severe Winter Storms, Flooding, And Mudslides

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 318 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Ayera Technologies	Fixed Wireless	1,000 / 500
UnWired Broadband Holding	Fixed Wireless (unlicensed)	400 / 50
Cal.net	Fixed Wireless (unlicensed)	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Verizon, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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