1405 Panorama St, Upland, CA 91784 Property Records

San Bernardino County property record for 1405 Panorama St, Upland, CA 91784

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,342 sqft · built 1988
Lot Size	0.185 acres (8,050 sqft)
Owner	Company Name on Record
Last Sale	$330,000 (Mar 2002)
Tax Bill	$5,690 (2025)
Deeds & Mortgages	Jan 2021 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1004-041-32-0000`

Property Details

APN / Parcel Number

Primary APN	`1004-041-32-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,342 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	1,350 sqft
2nd Floor Area	992 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	8,050 sqft (0.185 acres)
Garage Type	Attached
Garage Area	651 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	20 sqft
Patio Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1405 PANORAMA ST
City	UPLAND
State	CA
Zip	91784-8617
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 12840 LOT 3 AND INT IN COMMON AREA
Legal Subdivision	TRACT NO 12840
Legal Tract	12840
Legal Block	1
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	1
Census Block	1004
Census Tract	813

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1405 PANORAMA ST, UPLAND, CA 91784-8617
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Jan 13, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage MOUNTAIN WEST FINANCIAL INC
Oct 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 29, 2002 · Amount on Record
Deed Sale	Mar 29, 2002 · Amount on Record
Deed Document Number	2002156180
Last Transfer Date	Jan 4, 2021
Transfer Doc	0000003524
Record Updated	Sep 20, 2026

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 14, 2021
Property Address	1405 PANORAMA ST, UPLAND, CA 91784-8617
Document Number	0000019737
Instrument Date	Jan 8, 2021
Instrument	19737
Transaction Type	Transfer
Record Updated	Jan 27, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1405 PANORAMA ST UPLAND CA 917848617, UPLAND, CA 91784-8617

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 13, 2021
Property Address	1405 PANORAMA ST, UPLAND, CA 91784-8617
Document Number	0000019397
Map Reference	MB 197 PG 91-94
Instrument Date	Jan 8, 2021
Instrument	2021-0019397
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE IE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1405 PANORAMA ST, UPLAND, CA 91784-8617

Mortgage

Document Number	0000019398
Date	Jan 13, 2021
Instrument	2021-0019398

Lender

Name	MOUNTAIN WEST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 23, 2018
Property Address	1405 PANORAMA ST, UPLAND, CA 91784-8617
Document Number	0000386913
Instrument Date	Oct 19, 2018
Instrument	386913
Transaction Type	Transfer
Record Updated	Nov 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1405 PANORAMA ST UPLAND CA 917848617, UPLAND, CA 91784-8617

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$528,389 (+2%) Land $173,987 Building $354,402
2025	$5,690.00 (+4.9%) Homeowner's exemption	$518,028 (+4.04%) Land $170,575 Building $347,453
2023	$5,424.00 (+2.22%) Homeowner's exemption	$497,912 Land $163,951 Building $333,961
2022	$5,306.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 84% of the US · above 63% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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